Apply Now
Bank lender directory

Compare personal loan programs from banks.

Use this page to review bank lenders that may offer cleaner pricing, relationship perks, and stronger fit for prime-credit borrowers.

Banks at a glance

Bank lenders are usually most useful for borrowers who care about stronger credit-based pricing, relationship discounts, or a familiar branch-backed institution.

39 Banks tracked in the lender directory.
39 Pages in this category already have BestMoneyStore reviews.
23 Profiles in this category already connect to the deeper ranked dataset.
39 Direct lenders in this category for cleaner side-by-side comparison.

Browse by lender type

Use these pages to stay inside one lender lane at a time instead of mixing every kind of institution into one long list.

Open review hub

馃捇 Online lenders

Online lenders

Online lenders can be useful when speed, easier digital applications, or broader approval coverage matter more than branch access.

Open page

馃彟 Banks

Banks

Bank lenders are usually most useful for borrowers who care about stronger credit-based pricing, relationship discounts, or a familiar branch-backed institution.

You are here

馃 Credit unions

Credit unions

Credit unions are useful when you want to compare member-focused loan options, but you still need to confirm membership, geography, and underwriting fit.

Open page

馃搶 Consumer finance

Consumer finance

Consumer finance lenders can help when approval access matters most, but the tradeoff is often higher APR or more careful payment planning.

Open page

馃Л Specialty

Specialty lenders

Specialty lenders are best treated as compare-carefully options because product structure, borrower lane, and approval logic can differ more than with mainstream lenders.

Open page

Banks directory

Search, sort, and narrow this lender type before you move to a review page, comparison view, or live form.

Go to the form
39 lenders matched

Amegy Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesUnsecured personal loans, secured personal loans backed by deposits or CDs, and unsecured personal lines of credit.
TermsFixed terms are available, but the reviewed pages say terms vary based on loan type and collateral.
RequirementsApproval is based on income and ability to repay for unsecured loans. Secured loans use deposit collateral.
AvailabilityTexas-focused regional bank with banker-assisted personal lending.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

American Express Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Existing customers 1-3 days Review available
APR range
Typical range$2,000 - $50,000
Min score690
Approval signal52%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Associated Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesUnsecured personal installment loans.
TermsReviewed disclosures referenced up to 60 months.
RequirementsLoan amount is based on credit, income, and application information. Exact score minimum not disclosed.
AvailabilityBank product subject to credit approval; geographic footprint and branch support apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Axos Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Online bank shoppers 1-3 days Review available
APR range
Typical range$2,000 - $50,000
Min score660
Approval signal51%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

BMO Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesUnsecured personal loans and personal lines of credit.
TermsThe reviewed personal-loan page disclosed repayment terms from 24 to 60 months.
RequirementsThe reviewed page frames the product for established customers. Credit approval and borrower-specific underwriting apply.
AvailabilityBank product availability may depend on state, branch, and customer relationship.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

BMO Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Bank customers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal49%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilitySubject to state availability and bank underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

CIBC Bank USA Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Prime bank borrowers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score690
Approval signal46%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Citibank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Relationship banking 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score690
Approval signal54%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Citizens Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Prime borrowers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal50%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on underwriting, geography, and current bank eligibility.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Discover Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Prime, no fees 24h Review available
APR range
Typical range$2,500 - $40,000
Min score660
Approval signal55%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Fifth Third Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Fifth Third Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Bank relationship 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal51%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

First Citizens Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesBank loans and related personal borrowing options, including home-improvement lending and other banker-guided loan products.
TermsNot clearly disclosed on the reviewed general bank-loans page.
RequirementsCredit approval required; the public bank-loans hub points borrowers toward branch or banker conversations rather than a fully published self-serve personal-loan table.
AvailabilityBranch-driven bank lending with relationship-style support.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

First Horizon Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

First Horizon Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Regional bank customers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal48%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

First Internet Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Digital bank borrowers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal48%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Frost Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Texas bank customers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score690
Approval signal47%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMost useful for borrowers within Frost Bank's regional footprint and underwriting range.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Horizon Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesPersonal term loans, personal lines of credit, Fresh Start loans, and Starter Overdraft Program.
TermsNot disclosed for the standard personal term loan on the reviewed page.
RequirementsCredit approval is required. The Fresh Start program says income is verified and credit score is not used in underwriting, though payment history may be reviewed.
AvailabilityRegional bank availability depends on footprint and branch or online application eligibility.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Huntington Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Huntington Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Midwest bank customers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal50%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

KeyBank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilitySubject to state availability, branch footprint, and bank underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

KeyBank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Relationship banking 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal49%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilitySubject to state availability, branch footprint, and bank underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Laurel Road

Bank lender 路 Direct lender 路 Ranked dataset

Professionals 2-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal48%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilitySubject to underwriting and state limits.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

LightStream

Bank lender 路 Direct lender 路 Ranked dataset

Large loans 24h Review available
APR range
Typical range$5,000 - $100,000
Min score660
Approval signal61%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

M&T Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Branch banking 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal49%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Marcus by Goldman Sachs Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

No-fee loans 1-4 days Review available
APR range
Typical range$3,500 - $40,000
Min score660
Approval signal59%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Old National Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesPersonal loans.
TermsOfficial page says 12 to 72 months, with the maximum term varying by loan purpose.
RequirementsCredit review and approval required; exact score threshold not disclosed.
AvailabilityRegional bank product with online and banker-assisted application options.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

PNC Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesUnsecured personal installment loans.
TermsThe reviewed rates page disclosed repayment terms from 6 to 60 months.
RequirementsCredit approval is required. The application page lists Social Security number, photo ID, annual income, address history, and debt details for consolidation borrowers.
AvailabilityThe reviewed rates page states the product is available in select states and lists eligible states with certain restrictions.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

PNC Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Prime bank borrowers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal52%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Regions Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilitySubject to bank footprint, state availability, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Regions Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Southeast borrowers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal50%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilitySubject to bank footprint, state availability, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Santander Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Northeast bank customers 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal48%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Simmons Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesUnsecured personal loans plus related vehicle and home-equity borrowing options surfaced from the same personal-loans hub.
TermsThe reviewed page states fixed monthly payments, but does not publish a full personal-loan term table.
RequirementsA hard credit pull is disclosed in the FAQ. Simmons says personal loans are unsecured and subject to credit approval.
AvailabilitySimmons Bank says it operates in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas for the reviewed lending context.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

SouthState Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesFixed-rate personal loans for big purchases, debt consolidation, or unexpected expenses.
TermsThe public page emphasizes fixed monthly payments but does not publish a full term grid.
RequirementsCredit approval required. The bank says the application can start online, but approved borrowers sign documents at the nearest SouthState branch.
AvailabilityRegional bank with online application start and in-branch closing step.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

TD Bank Fit Loan

Bank lender 路 Direct lender 路 Ranked dataset

Fast bank funding 24h Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal57%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilitySubject to state availability and bank underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

TowneBank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesPersonal loans, revolving lines of credit, savings-secured lines, and checking-linked Coverline overdraft protection.
TermsThe reviewed page says personal-loan terms are available up to 60 months.
RequirementsNormal credit approval criteria apply, and the final APR depends on credit history and amount requested.
AvailabilityLocal banker-guided community bank lending.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Truist Bank

Bank lender 路 Direct lender 路 Modeled estimate

Good to excellent credit 1-5 days Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Loan typesUnsecured personal loans and personal lines of credit.
TermsFixed personal-loan terms were described as flexible; reviewed snippets did not publish a single standard maximum month count on the main comparison page.
RequirementsCredit approval required; exact score and income thresholds were not disclosed in the reviewed snippet.
AvailabilityRegional bank footprint; branch, phone, and online application channels are available.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

U.S. Bank Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Existing bank customers 24h Review available
APR range
Typical range$2,000 - $50,000
Min score680
Approval signal56%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

Wells Fargo Personal Loans

Bank lender 路 Direct lender 路 Ranked dataset

Bank customers 24h Review available
APR range
Typical range$2,000 - $50,000
Min score690
Approval signal53%

. Bank underwriting and relationship pricing may apply.

Public lender facts

Website Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityNot disclosed
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed

How to use this lender type well

Type pages become useful when they help you decide what the lender lane means, what to avoid, and what to compare next.

What this means

Banks should be compared against similar institutions first, then against one or two outside alternatives if you want a cleaner decision.

What to avoid

Do not assume the right lender type is the right lender. Membership, state access, fees, and borrower fit can still change the answer fast.

What to compare next

Open the lender review if available, then compare two lenders and test the payment before you move toward the form.

Banks FAQ

These answers explain how to compare this lender type without treating every institution as the same.

Why use a dedicated banks page?

A dedicated type page helps you compare similar lender structures side by side instead of jumping between banks, credit unions, online lenders, and access-first lenders without context.

Does every lender on this page have the same scoring depth?

No. Some lenders have a stronger ranked dataset and some are still directional research profiles. Review coverage, APR ranges, approval signals, and product depth can vary by lender.

What should I do after browsing this page?

Open lender reviews, compare two names directly, then use approval odds or the payment calculator before you move to the live form.