U.S. lender directory

Research personal loan lenders before you apply.

Compare our ranked shortlist, browse an expanded lender directory, and narrow your strongest research options by lender type before heading to the live form.

Check My Modeled Lender Fit Browse All Tools

Updated April 30, 2026 Methodology About Best Money Store Markdown version

Quick answer on how to use the rankings

This page has two layers on purpose: a stronger ranked shortlist for lenders with richer comparison fields, and a wider research directory for users who need a bigger lender universe without fake precision.

212 total lenders appear in the wider directory.
212 lenders already have dedicated review pages for deeper borrower research.
The ranked layer compares approval signal, APR range, funding speed, minimum score, and borrower fit side by side.

How to read this page well

Modeled-estimate language is used when the public comparison depth is weaker, so the site does not overstate certainty.
Borrowers should move from this page into lender reviews, head-to-head comparison, and payment checks before applying.
Final rates, terms, and approvals still come from the lender and live disclosures, not from the ranking table alone.

Browse review hub Check approval odds Read methodology

Ranked Shortlist Plus a Bigger Lender Universe

This page now works in two layers: a ranked table for lenders where we already model comparison fields, and a larger research directory covering 212 lenders, banks, and credit unions active in the U.S. personal loan market.

Continue to the Form

212 U.S. lenders collected for the directory

16 Online and fintech lenders

39 Bank personal loan programs

151 Credit union lending options

Top Personal Loan Lenders in the Ranked Dataset

These are the lenders we currently score with modeled approval rate, APR range, funding speed, minimum score, and borrower fit signals.

Jump to 212-lender directory

The shortlist below is the comparison layer. The larger directory farther down expands your research universe without pretending we have identical scoring depth for every lender yet.

#	Lender	Approval	Avg APR	APR Range	Funding	Min Score	Best For
1	OneMain Financial Highest approval BestMoneyStore Review	78%	25.1%	18.0% - 36.0%	24h	500	Very poor credit
2	Avant Lower score fit BestMoneyStore Review	75%	19.4%	10.0% - 36.0%	24h	550	Bad credit
3	OppLoans High-cost access BestMoneyStore Review	74%	132.0%	59.0% - 160.0%	24h	500	Emergency access
4	Upstart High approval BestMoneyStore Review	73%	11.4%	6.5% - 36.0%	24h	580	Fair credit
5	NetCredit High-cost access BestMoneyStore Review	72%	82.0%	34.0% - 100.0%	24h	540	Challenged credit
6	Oportun Access lender BestMoneyStore Review	71%	28.4%	15.0% - 36.0%	1-2 days	500	Limited credit
7	Best Egg Fast funding BestMoneyStore Review	70%	13.6%	9.0% - 36.0%	24h	600	Fast funding
8	Mariner Finance Consumer finance BestMoneyStore Review	70%	27.4%	19.0% - 36.0%	1-2 days	550	Branch support
9	OneBlinc Small-dollar access BestMoneyStore Review	68%	24.9%	12.0% - 36.0%	24h	540	Payroll-linked access
10	SoFi Low APR BestMoneyStore Review	68%	8.9%	9.0% - 23.4%	3 days	650	Prime borrowers
11	Upgrade Soft-check friendly BestMoneyStore Review	67%	14.9%	10.0% - 36.0%	24h	580	Credit building
12	LendingPoint Flexible underwriting BestMoneyStore Review	66%	23.8%	8.0% - 36.0%	24h	585	Near-prime credit
13	Universal Credit Access-first fintech BestMoneyStore Review	66%	21.8%	11.7% - 36.0%	1-2 days	560	Fair credit
14	LendingClub Balanced option BestMoneyStore Review	64%	14.8%	9.6% - 36.0%	2-4 days	600	Average credit
15	Rocket Loans Quick online funding BestMoneyStore Review	63%	17.6%	9.1% - 30.0%	24h	640	Fast funding
16	Prosper Flexible tiers BestMoneyStore Review	62%	15.3%	9.0% - 36.0%	3-5 days	560	Peer-to-peer
17	LightStream Large amounts BestMoneyStore Review	61%	9.8%	7.5% - 25.5%	24h	660	Large loans
18	Achieve Large payoff loans BestMoneyStore Review	60%	18.2%	9.0% - 36.0%	1-3 days	620	Debt consolidation
19	Marcus by Goldman Sachs Personal Loans No origination fee BestMoneyStore Review	59%	13.2%	7.0% - 25.0%	1-4 days	660	No-fee loans
20	LendingUSA Specialty finance BestMoneyStore Review	58%	19.5%	8.0% - 30.0%	2-5 days	620	Point-of-need financing
21	Navy Federal Credit Union Membership value BestMoneyStore Review	58%	10.9%	9.0% - 18.0%	1-7 days	680	Military community
22	Happy Money Consolidation focus BestMoneyStore Review	57%	14.7%	11.7% - 30.0%	2-5 days	640	Debt payoff
23	TD Bank Fit Loan Quick bank loan BestMoneyStore Review	57%	15.7%	9.0% - 25.0%	24h	680	Fast bank funding
24	U.S. Bank Personal Loans Bank relationship BestMoneyStore Review	56%	14.1%	8.7% - 25.0%	24h	680	Existing bank customers
25	Discover Personal Loans Trusted brand BestMoneyStore Review	55%	11.9%	8.0% - 25.0%	24h	660	Prime, no fees
26	First Tech Federal Credit Union Credit union BestMoneyStore Review	55%	11.2%	9.0% - 18.0%	1-7 days	690	Tech workers
27	BCU Credit union BestMoneyStore Review	54%	11.4%	9.5% - 18.0%	1-7 days	680	Member borrowers
28	Citibank Personal Loans Prime bank loan BestMoneyStore Review	54%	13.4%	11.5% - 20.5%	1-5 days	690	Relationship banking
29	Patelco Credit Union Member pricing BestMoneyStore Review	54%	10.8%	8.5% - 18.0%	1-7 days	680	California members
30	Reach Financial Consolidation lane BestMoneyStore Review	54%	17.9%	6.0% - 36.0%	1-3 days	660	Debt payoff
31	Alliant Credit Union Membership loan BestMoneyStore Review	53%	11.1%	9.2% - 18.0%	1-7 days	680	Digital credit union
32	Wells Fargo Personal Loans Large bank option BestMoneyStore Review	53%	13.7%	7.5% - 23.2%	24h	690	Bank customers
33	American Express Personal Loans No-fee bank profile BestMoneyStore Review	52%	11.5%	6.9% - 20.0%	1-3 days	690	Existing customers
34	Connexus Credit Union Credit union BestMoneyStore Review	52%	11.0%	9.0% - 18.0%	1-7 days	690	Member pricing
35	Consumers Credit Union Member lending BestMoneyStore Review	52%	11.5%	9.5% - 18.0%	1-7 days	680	Illinois members
36	PenFed Credit Union Prime borrowers BestMoneyStore Review	52%	8.9%	7.7% - 18.0%	2-7 days	700	Excellent credit
37	PNC Personal Loans Bank underwriting BestMoneyStore Review	52%	13.9%	7.5% - 25.0%	1-5 days	680	Prime bank borrowers
38	America First Credit Union Credit union BestMoneyStore Review	51%	11.8%	10.0% - 18.0%	1-7 days	680	Mountain West members
39	Axos Bank Personal Loans Digital bank BestMoneyStore Review	51%	16.2%	10.5% - 30.0%	1-3 days	660	Online bank shoppers
40	Fifth Third Bank Personal Loans Regional bank BestMoneyStore Review	51%	14.8%	8.7% - 25.0%	1-5 days	680	Bank relationship
41	Golden 1 Credit Union State credit union BestMoneyStore Review	51%	11.6%	9.5% - 18.0%	1-7 days	680	California members
42	Mountain America Credit Union Credit union BestMoneyStore Review	51%	11.7%	9.5% - 18.0%	1-7 days	680	Regional members
43	Security Service Federal Credit Union Credit union BestMoneyStore Review	51%	11.9%	10.0% - 18.0%	1-7 days	680	Regional members
44	UNIFY Financial Credit Union Credit union BestMoneyStore Review	50%	11.6%	9.5% - 18.0%	1-7 days	680	Member borrowers
45	Tower Federal Credit Union Low APR credit union BestMoneyStore Review	50%	10.7%	8.5% - 18.0%	1-7 days	690	Prime members
46	Regions Bank Personal Loans Regional bank BestMoneyStore Review	50%	15.2%	9.2% - 25.0%	1-5 days	680	Southeast borrowers
47	Huntington Bank Personal Loans Regional bank BestMoneyStore Review	50%	14.9%	9.0% - 25.0%	1-5 days	680	Midwest bank customers
48	Figure Verify product fit BestMoneyStore Review	50%	16.9%	8.0% - 30.0%	2-5 days	660	Home-equity alternatives
49	Citizens Bank Personal Loans Bank loan BestMoneyStore Review	50%	14.2%	8.0% - 25.0%	1-5 days	680	Prime borrowers
50	Bethpage Federal Credit Union Member loan BestMoneyStore Review	50%	11.3%	9.0% - 18.0%	1-7 days	680	Northeast members
51	BMO Personal Loans Bank profile BestMoneyStore Review	49%	14.6%	9.0% - 25.0%	1-5 days	680	Bank customers
52	KeyBank Personal Loans Regional bank BestMoneyStore Review	49%	15.4%	10.0% - 25.0%	1-5 days	680	Relationship banking
53	M&T Bank Personal Loans Regional bank BestMoneyStore Review	49%	15.0%	9.5% - 25.0%	1-5 days	680	Branch banking
54	SchoolsFirst Federal Credit Union Membership pricing BestMoneyStore Review	49%	10.6%	8.5% - 18.0%	1-7 days	690	Education community
55	First Horizon Bank Personal Loans Bank option BestMoneyStore Review	48%	15.3%	10.0% - 25.0%	1-5 days	680	Regional bank customers
56	First Internet Bank Personal Loans Online bank BestMoneyStore Review	48%	15.5%	10.0% - 25.0%	1-5 days	680	Digital bank borrowers
57	Laurel Road Prime bank profile BestMoneyStore Review	48%	10.8%	8.5% - 24.3%	2-5 days	680	Professionals
58	Santander Bank Personal Loans Regional bank BestMoneyStore Review	48%	15.6%	10.0% - 25.0%	1-5 days	680	Northeast bank customers
59	Frost Bank Personal Loans Relationship bank BestMoneyStore Review	47%	13.8%	8.5% - 23.0%	1-5 days	690	Texas bank customers
60	CIBC Bank USA Personal Loans Bank profile BestMoneyStore Review	46%	14.4%	9.0% - 25.0%	1-5 days	690	Prime bank borrowers
61	BHG Financial Large loan focus BestMoneyStore Review	43%	17.8%	8.5% - 30.0%	2-5 days	700	High-income borrowers

Browse by Lender Type

These pages help you stay inside one lender lane at a time, which is often a cleaner way to compare than mixing every kind of institution into one long directory scroll.

Open review hub

💻 Online lenders

Online lenders

Online lenders can be useful when speed, easier digital applications, or broader approval coverage matter more than branch access.

Open online lenders page

🏦 Banks

Banks

Bank lenders are usually most useful for borrowers who care about stronger credit-based pricing, relationship discounts, or a familiar branch-backed institution.

Open banks page

🤝 Credit unions

Credit unions

Credit unions are useful when you want to compare member-focused loan options, but you still need to confirm membership, geography, and underwriting fit.

Open credit unions page

📌 Consumer finance

Consumer finance

Consumer finance lenders can help when approval access matters most, but the tradeoff is often higher APR or more careful payment planning.

Open consumer finance page

🧭 Specialty

Specialty lenders

Specialty lenders are best treated as compare-carefully options because product structure, borrower lane, and approval logic can differ more than with mainstream lenders.

Open specialty page

Popular Lender Comparisons

If you already have two lender names in mind, these are strong starting points for head-to-head comparison before you move to the form.

Open lender comparison

SoFi vs Upstart

Useful when you want to compare a cleaner prime-leaning lender against a broader approval-fit lender.

Compare now Check fit first

Discover vs LightStream

A strong comparison for borrowers focused on cleaner pricing, no-fee structure, and prime-credit options.

Compare now Check fit first

OneMain vs Avant

Helpful if you care more about approval access and fair-credit practicality than about headline-low APRs.

Compare now Check fit first

Useful Lender Clusters

These groupings make the rankings more practical. Start with the cluster that matches your real goal instead of clicking through lenders at random.

Open review hub

Low APR

Best for borrowers who care most about cleaner pricing and stronger-credit cost.

Reach Financial Upstart American Express Personal Loans Marcus by Goldman Sachs Personal Loans

Easier Approval

Best when approval access matters more than perfect pricing.

OneMain Financial Avant OppLoans Upstart

Fast Funding

Best when speed is part of the borrowing decision, not just the APR.

OneMain Financial Avant OppLoans Upstart

Debt Consolidation

Best when your goal is rolling balances into one cleaner monthly payment.

LendingClub Happy Money Achieve SoFi

What Borrowers Should Do With This Page

The ranking becomes useful when it helps you decide what to avoid, what to compare next, and when it makes sense to proceed to the live form.

What this means

A lender can rank well for one borrower and still be a weak fit for another. Approval signal, APR range, funding speed, and score threshold need to be read together.

What to avoid

Do not choose a lender only because it looks easiest to get. Easier approval often comes with higher cost or weaker long-term value.

What to compare next

Read the review page, then compare two lenders side by side. That is where fees, fit, and borrower tradeoffs become clearer.

When to wait or proceed

If only expensive access-first lenders fit, wait if you can. If you have a clean shortlist and the payment looks workable, then move to the form.

212 Personal Loan Lenders, Banks, and Credit Unions

Use the search and category filters below to browse the full lender research set. This is useful when you want to explore more lenders than the ranked shortlist and identify which brand types may fit your profile.

Go to the Form

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Profile depth

Has review only

212 lenders matched

1st United Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.1stunitedcu.org/loans-and-credit/product/personal-loans-and-lines

Loan typesPersonal loans, personal lines of credit, and share-secured loans.

TermsThe reviewed rates page showed personal loans up to 60 months and share-secured loans up to 96 months.

RequirementsMembership and credit approval are required. Final rate varies based on creditworthiness, amount financed, and terms.

AvailabilityCalifornia credit union serving eligible members.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

Source1st United personal loans and lines

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

A+ Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://aplusfcu.org/

Loan typesPersonal loans and preferred lines of credit.

TermsThe reviewed public materials showed personal-loan terms from 6 to 84 months. Lines of credit revolve rather than using a fixed payoff schedule.

RequirementsMembership and credit approval are required. Public rate disclosures were current as of April 14, 2026 on the reviewed page.

AvailabilityTexas membership-based credit union with Austin-area identity and digital access.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceA+ Federal Credit Union official site

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Achieva Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.achievacu.com/Home/PersonalLoans

Loan typesPersonal loans and secured loan options.

TermsReviewed page referenced a 60-month example and broader flexible terms.

RequirementsMembership qualifications apply. Service-area restrictions are listed on the official page.

AvailabilityFlorida-area credit union with a 15-county membership/service footprint disclosed on the official page.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAchieva personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Achieve

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $5,000 - $50,000

APR Range 9.0% - 36.0%

Funding Speed 1-3 days

Best Fit Debt consolidation

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to state availability and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAchieve personal loans

Live comparison fields available on this page for this lender.

Read review Compare Check odds

Advancial Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.advancial.org/loans/personal-loans

Loan typesSignature loans, true lines of credit, secured loans, student loans, and special assistance loans.

TermsReviewed ec-personal-loans page showed terms from 3 to 15 years for certain personal-loan products.

RequirementsMembership with a $5 share deposit is required; advertised “as low as” APRs assume excellent borrower credit history.

AvailabilityMembership-based federal credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAdvancial personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Advantis Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAdvantis personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Advia Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.adviacu.org/personal/borrow/personal-loans

Loan typesSignature loans, Advanced Line of Credit, credit-builder loans, and share or certificate loans.

TermsThe reviewed secured-loan disclosure referenced 12 to 60 month certificate-based terms. Complete signature-loan term detail was not fully surfaced.

RequirementsMembership and credit approval are required. Rates and terms vary by creditworthiness, collateral, and restrictions.

AvailabilityCredit union serving members through full-service locations and digital access; public materials reference Michigan, Illinois, and Wisconsin service context.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAdvia personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Affinity Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAffinity personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Affinity Plus Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.affinityplus.org/personal/borrow/personal-loans

Loan typesPersonal unsecured loans, homeowner personal loans, homeowner debt-consolidation loans, holiday loans, bicycle loans, and related lines of credit.

TermsReviewed product pages showed product-specific terms, including 10 months on the Holiday Loan; broader unsecured term structure was flexible.

RequirementsNew or existing membership required; all loans subject to approval.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAffinity Plus personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

All In Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://allincu.com/borrow/personal-loans.html

Loan typesUnsecured personal loans, share/certificate-secured loans, lines of credit, and credit-builder loans.

TermsReviewed share-secured loans showed up to 60 months; broader unsecured term range was not clearly captured.

RequirementsRates depend on credit history and borrower eligibility. Offer language says quoted rates reflect all possible discounts.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAll In personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Allegacy Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.allegacy.org/personal-loans/

Loan typesConsolidation loans, lifestyle lending, unsecured loans and lines of credit, share loans, technology loans, and other personal borrowing categories.

TermsNot disclosed on the reviewed landing page.

RequirementsMembership required. Official membership pages describe community, family/household, and company-based eligibility routes.

AvailabilityMembership-based credit union with community and employer-family eligibility routes.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAllegacy personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Alliant Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.2% - 18.0%

Funding Speed 1-7 days

Best Fit Digital credit union

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAlliant personal loans

Live comparison fields available on this page for this lender.

Read review Compare Check odds

Amegy Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.amegybank.com/personal/personal-loans/

Loan typesUnsecured personal loans, secured personal loans backed by deposits or CDs, and unsecured personal lines of credit.

TermsFixed terms are available, but the reviewed pages say terms vary based on loan type and collateral.

RequirementsApproval is based on income and ability to repay for unsecured loans. Secured loans use deposit collateral.

AvailabilityTexas-focused regional bank with banker-assisted personal lending.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAmegy personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

America First Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 10.0% - 18.0%

Funding Speed 1-7 days

Best Fit Mountain West members

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAmerica First personal loans

Live comparison fields available on this page for this lender.

Read review Compare Check odds

America's Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.americascu.org/borrow/personal/personal-loan.html

Loan typesPersonal loans, personal lines of credit, and secured loans.

TermsReviewed secured-loan page showed share-secured terms up to 60 months.

RequirementsActual rate is based on loan term and member credit rating. Membership applies.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAmerica's Credit Union personal loan

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

American Express Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 6.9% - 20.0%

Funding Speed 1-3 days

Best Fit Existing customers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAmerican Express Personal Loans

Live comparison fields available on this page for this lender.

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American Heritage Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAmerican Heritage personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Amplify Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.goamplify.com/personal-loans/

Loan typesPersonal installment loans, personal lines of credit, homeowner express loans, and homeowner express lines of credit.

TermsThe reviewed rates page disclosed personal-loan terms up to 84 months.

RequirementsAmplify membership and credit approval are required for installment loans and personal lines of credit.

AvailabilityTexas credit union with member-only personal-loan products.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAmplify personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

Read review Compare Check odds

Andrews Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.andrewsfcu.org/loans/personal-loans-and-lines

Loan typesSignature personal loans, premier lines of credit, overdraft lines, share-secured loans, and Cash To Go small-dollar loans.

TermsSignature personal loans are disclosed up to 84 months. Share-secured loans can go up to 144 months.

RequirementsCredit approval applies. Membership is required to finalize funded lending, and product-specific rules apply to some smaller-dollar options.

AvailabilityMembership-based credit union with online application flow for both members and future members.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAndrews personal loans and lines

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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APL Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAPL Federal personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Apple Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.applefcu.org/

Loan typesSignature personal loans, signature lines of credit, first responder lines of credit, and savings-secured borrowing.

TermsSignature personal-loan terms were publicly shown up to 60 months. Line products revolve instead of using a fixed amortization term.

RequirementsMembership is required. Public pricing varies by credit evaluation and some line products use Prime-based variable pricing.

AvailabilityMembership-based credit union centered in Northern Virginia and surrounding eligible communities.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceApple Federal Credit Union official site

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Arizona Financial Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.arizonafinancial.org/personal-loans

Loan typesClosed-end personal loans, revolving lines of credit, and share-secured personal loans.

TermsReviewed snippet showed at least a 36-month fixed personal-loan term option.

RequirementsMembership and credit approval required; exact score and income thresholds not disclosed.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceArizona Financial personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Associated Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.associatedbank.com/personal/lending/personal-loans

Loan typesUnsecured personal installment loans.

TermsReviewed disclosures referenced up to 60 months.

RequirementsLoan amount is based on credit, income, and application information. Exact score minimum not disclosed.

AvailabilityBank product subject to credit approval; geographic footprint and branch support apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAssociated Bank personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Avant

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $2,000 - $35,000

APR Range 10.0% - 36.0%

Funding Speed 24h

Best Fit Bad credit

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAvant personal loans

Live comparison fields available on this page for this lender.

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Axos Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 10.5% - 30.0%

Funding Speed 1-3 days

Best Fit Online bank shoppers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceAxos Bank website

Live comparison fields available on this page for this lender.

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Barksdale Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.bfcu.org/home/personal-banking/loans/personal-loans

Loan typesPersonal loans and debt-consolidation loans.

TermsNot disclosed on the reviewed official page.

RequirementsMembership and credit approval are required. Borrowers can apply online, by phone, or in person.

AvailabilityCredit union with branch and phone support, including a lending contact number displayed on the reviewed page.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBarksdale Federal Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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BCU

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.5% - 18.0%

Funding Speed 1-7 days

Best Fit Member borrowers

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBCU personal loans

Live comparison fields available on this page for this lender.

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BECU

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.becu.org/loans-and-mortgages/personal

Loan typesUnsecured personal loans and personal lines of credit.

TermsNot clearly standardized on the reviewed landing page.

RequirementsMembership required. Public membership pages say eligibility generally covers people who live, work, worship, or attend school in Washington, plus certain Oregon, Idaho, South Carolina, and partner-affiliation routes.

AvailabilityMembership-based credit union with Washington-centered eligibility plus select neighboring and partner routes.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBECU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Bellco Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.bellco.org/personal/consumer-lending/additional-options/

Loan typesPersonal loans and personal lines of credit.

TermsReviewed page says borrowers can choose a term that works for the budget; specific personal-loan term cap not disclosed there.

RequirementsCredit approval required; exact minimum score and income thresholds not disclosed.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBellco personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Best Egg

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 9.0% - 36.0%

Funding Speed 24h

Best Fit Fast funding

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBest Egg personal loans

Live comparison fields available on this page for this lender.

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Bethpage Federal Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.0% - 18.0%

Funding Speed 1-7 days

Best Fit Northeast members

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBethpage personal loans

Live comparison fields available on this page for this lender.

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BHG Financial

Specialty lender

Direct lender

Specialty lender Ranked dataset

Typical Loan Range $2,000 - $75,000

APR Range 8.5% - 30.0%

Funding Speed 2-5 days

Best Fit High-income borrowers

Program details vary by borrower profile. Typically requires quote or guided application.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityProduct availability depends on the live BHG offering.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBHG Financial website

Live comparison fields available on this page for this lender.

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BMO Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.bmo.com/en-us/main/personal/loans-and-lines-of-credit/personal-loans/

Loan typesUnsecured personal loans and personal lines of credit.

TermsThe reviewed personal-loan page disclosed repayment terms from 24 to 60 months.

RequirementsThe reviewed page frames the product for established customers. Credit approval and borrower-specific underwriting apply.

AvailabilityBank product availability may depend on state, branch, and customer relationship.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBMO personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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BMO Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 9.0% - 25.0%

Funding Speed 1-5 days

Best Fit Bank customers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to state availability and bank underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceBMO personal loans

Live comparison fields available on this page for this lender.

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California Coast Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.calcoastcu.org/personal-loan-rates/

Loan typesSignature loans, signature lines of credit, savings-secured loans, and certificate-secured loans.

TermsThe reviewed rates page disclosed signature-loan terms up to 60 months and savings-secured loans up to 84 months.

RequirementsMembership and credit approval are required. Final APR may vary based on credit history.

AvailabilityCalifornia credit union serving eligible local members.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCalifornia Coast personal loan rates

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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California Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.ccu.com/borrow/personal/personal-loans/

Loan typesPersonal loans, Prime Plus lines of credit, share-secured loans, and certificate-secured loans.

TermsThe reviewed page disclosed personal-loan terms up to 120 months and share-secured terms from 12 to 60 months.

RequirementsMembership and credit approval are required. Membership eligibility includes listed California counties, California school affiliations, and family or household connections.

AvailabilityCalifornia and North Island Credit Union brand serving eligible California borrowers.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCalifornia Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Call Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://callfederal.org/personal/loans/

Loan typesSignature loans, personal lines of credit, share-secured loans, and certificate-secured loans.

TermsThe reviewed page describes flexible terms; a repayment example showed a 36-month personal loan.

RequirementsMembership and credit approval are required. Discount options may depend on loyalty history, education course completion, or automatic transfer.

AvailabilityRichmond-area credit union serving eligible members.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCall Federal personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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CAMPUS USA Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://campuscu.com/personal-loan/

Loan typesSignature personal loans, debt-consolidation loans, lines of credit, secured loans, and specialized simplicity loans.

TermsReviewed featured page highlighted up to 48 months.

RequirementsCredit approval required; actual APR varies by creditworthiness, amount, and term.

AvailabilityFlorida-based credit union with membership required.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCAMPUS USA personal loan

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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CEFCU

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.cefcu.com/

Loan typesPersonal loans and related consumer borrowing products.

TermsNot disclosed on the reviewed homepage snippet.

RequirementsMembership and credit approval required; exact thresholds were not surfaced in the reviewed materials.

AvailabilityCredit union lender; membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCEFCU home

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Chartway Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.chartway.com/personal/borrow/personal-loans.html

Loan typesPersonal signature loans and personal lines of credit.

TermsReviewed product page says flexible terms up to 60 months.

RequirementsMembership and credit approval required; exact score and income thresholds not disclosed.

AvailabilityMembership-based credit union; rates may vary by region.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceChartway personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Chevron Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.chevronfcu.org/personal-loans-and-credit/

Loan typesPersonal loans and personal lines of credit.

TermsReviewed page showed flexible terms from 12 to 60 months.

RequirementsMinimum gross monthly income of $1,000 was disclosed for reviewed personal-loan/line-of-credit products, with credit qualification and income verification required.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceChevron FCU personal loans and credit

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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CIBC Bank USA Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 9.0% - 25.0%

Funding Speed 1-5 days

Best Fit Prime bank borrowers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCIBC Bank USA borrowing

Live comparison fields available on this page for this lender.

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Citibank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 11.5% - 20.5%

Funding Speed 1-5 days

Best Fit Relationship banking

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCiti debt consolidation and personal loans

Live comparison fields available on this page for this lender.

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Citizens Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 8.0% - 25.0%

Funding Speed 1-5 days

Best Fit Prime borrowers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on underwriting, geography, and current bank eligibility.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCitizens Bank personal loans

Live comparison fields available on this page for this lender.

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Coastal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCoastal Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Commonwealth Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCommonwealth Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Community Choice Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCommunity Choice personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Community Financial Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCommunity Financial personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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CommunityAmerica Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.communityamerica.com/personal/borrow/loans-and-credit-cards/personal-loans

Loan typesPersonal loans, personal lines of credit, savings-secured loans, and credit-builder loans.

TermsReviewed page showed personal-loan terms up to 48 months; secured loans up to 60 months.

RequirementsApproval and APR depend on creditworthiness, payment method, term, ability to repay, and amount.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCommunityAmerica personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Connexus Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.0% - 18.0%

Funding Speed 1-7 days

Best Fit Member pricing

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceConnexus personal loans

Live comparison fields available on this page for this lender.

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Consumers Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.5% - 18.0%

Funding Speed 1-7 days

Best Fit Illinois members

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceConsumers Credit Union loans

Live comparison fields available on this page for this lender.

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Credit Union West

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.cuwest.org/resources/rates-and-fees

Loan typesPersonal loans and related member borrowing products.

TermsNot disclosed on the reviewed official page.

RequirementsMembership and credit approval are required. Exact score and income minimums were not disclosed on the reviewed official page.

AvailabilityArizona-focused credit union serving eligible members.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceCredit Union West rates and fees

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Delta Community Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.deltacommunitycu.com/personal/loans/personal-loans/personal-loan.html

Loan typesPersonal loans and personal lines of credit through a membership-based credit union.

TermsThe reviewed rate example visibly surfaced terms up to 12 months. Broader term options should be confirmed in the live quote.

RequirementsMembership is required. The reviewed FAQ says personal loans do not require collateral, but normal credit approval still applies.

AvailabilityMembership-based credit union centered in Georgia with digital and branch servicing.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceDelta Community Credit Union personal loan page

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Desert Financial Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.desertfinancial.com/en/borrow/personal-loans/

Loan typesSignature loans and personal lines of credit.

TermsReviewed page showed signature-loan terms up to 60 months.

RequirementsAPR depends on borrower credit qualifications; additional discounts may apply.

AvailabilityCredit-union membership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceDesert Financial personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Digital Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceDCU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Discover Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,500 - $40,000

APR Range 8.0% - 25.0%

Funding Speed 24h

Best Fit Prime, no fees

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceDiscover Personal Loans

Live comparison fields available on this page for this lender.

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Dupaco Community Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.dupaco.com/personal/personal-loans/

Loan typesPersonal loans, personal lines of credit, and debt-consolidation borrowing.

TermsThe reviewed public materials showed personal-loan terms up to 72 months.

RequirementsMembership and credit approval are required. Final pricing remains profile-dependent.

AvailabilityRegional membership credit union serving Iowa, Illinois, Wisconsin, and eligible communities through digital and branch channels.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceDupaco personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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EECU

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.eecu.org/

Loan typesLoans for personal financial needs are referenced in official annual-report and member materials, but the reviewed public search results did not surface a dedicated personal-loan landing page with standardized public pricing.

TermsNot disclosed in the reviewed public materials.

RequirementsCredit-union underwriting applies; exact score and income thresholds were not disclosed in the reviewed public materials.

AvailabilityTexas-based credit union footprint based on reviewed public materials.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceEECU homepage

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Elevations Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.elevationscu.com/loans/personal-loans

Loan typesPersonal loans and secured loans.

TermsNot disclosed on the reviewed personal-loan page.

RequirementsReviewed rate example referenced excellent credit around 740+ for the best advertised rate; membership and credit approval apply.

AvailabilityMembership-based credit union with a one-time $5 membership fee disclosed on reviewed materials.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceElevations personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Ent Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceEnt personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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ESL Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.esl.org/personal-loans

Loan typesPersonal loans and short-term loans.

TermsReviewed pages showed options up to 120 months.

RequirementsBorrowers and co-borrowers must be at least 18 years old. Exact score and income minimums were not disclosed.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceESL personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Fifth Third Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFifth Third borrowing basics

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Fifth Third Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 8.7% - 25.0%

Funding Speed 1-5 days

Best Fit Bank relationship

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFifth Third borrowing basics

Live comparison fields available on this page for this lender.

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Figure

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $50,000

APR Range 8.0% - 30.0%

Funding Speed 2-5 days

Best Fit Home-equity alternatives

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityProduct availability depends on current Figure offerings.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFigure website

Live comparison fields available on this page for this lender.

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First Citizens Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.firstcitizens.com/personal/loans

Loan typesBank loans and related personal borrowing options, including home-improvement lending and other banker-guided loan products.

TermsNot clearly disclosed on the reviewed general bank-loans page.

RequirementsCredit approval required; the public bank-loans hub points borrowers toward branch or banker conversations rather than a fully published self-serve personal-loan table.

AvailabilityBranch-driven bank lending with relationship-style support.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirst Citizens bank loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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First Citizens Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.firstcitizens.org/personal/borrow/personal-loans

Loan typesUnsecured personal loans, collateral loans, and Mass Save specialty energy-upgrade loans.

TermsPersonal loans are disclosed at 12 to 48 months. Collateral loans are shown from 12 to 48 months, subject to CD maturity where applicable.

RequirementsCredit approval is required for unsecured personal loans. Specialty energy-upgrade loans require program approval.

AvailabilityMembership-based Massachusetts credit union with branch application flow.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirst Citizens Federal personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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First Commonwealth Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.firstcomcu.org/loans/personal.html

Loan typesUnsecured personal loans, secured personal loans, and personal lines of credit.

TermsReviewed page showed unsecured personal-loan terms up to 60 months.

RequirementsCredit approval required; exact score and income minimums not disclosed.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirst Commonwealth personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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First Financial Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.firstfinancial.org/borrow/personal-loans/

Loan typesAnyTime Express Loans, AnyTime Loans, personal lines of credit, and share or certificate loans.

TermsOfficial rate page shows personal-loan terms from 12 to 84 months.

RequirementsMembership and credit approval required; rates vary based on creditworthiness.

AvailabilityMembership-based credit union with Maryland-rooted presence and digital application tools.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirst Financial Federal personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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First Horizon Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirst Horizon personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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First Horizon Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 10.0% - 25.0%

Funding Speed 1-5 days

Best Fit Regional bank customers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirst Horizon personal loans

Live comparison fields available on this page for this lender.

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First Internet Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 10.0% - 25.0%

Funding Speed 1-5 days

Best Fit Digital bank borrowers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirst Internet Bank personal lending

Live comparison fields available on this page for this lender.

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First Tech Federal Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.0% - 18.0%

Funding Speed 1-7 days

Best Fit Tech workers

Membership-based credit union with digital application flow. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirst Tech personal loans

Live comparison fields available on this page for this lender.

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Firstmark Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.firstmarkcu.org/personal-loans/

Loan typesPersonal loans.

TermsReviewed materials showed 12 to 60 months.

RequirementsPromotional materials disclosed a minimum credit score of 610 for a promotional rate example; broader product still depends on credit approval and underwriting.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFirstmark personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Five Star Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.fivestarfcu.org/loans/personal-loans/

Loan typesPersonal loans, personal lines of credit, tuition loans, and share-secured loans.

TermsThe reviewed page disclosed personal-loan terms up to 60 months and tuition loans up to 48 months.

RequirementsMembership and credit approval are required. Actual rates depend on applicant and co-applicant credit history.

AvailabilityFederal credit union serving eligible members.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFive Star personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Frost Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 8.5% - 23.0%

Funding Speed 1-5 days

Best Fit Texas bank customers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMost useful for borrowers within Frost Bank's regional footprint and underwriting range.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceFrost Bank personal loans

Live comparison fields available on this page for this lender.

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GECU

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://gecu.com/loans-and-credit/personal-loans-and-debt-consolidation/personal-loans

Loan typesPersonal loans for general expenses and debt consolidation.

TermsNot disclosed in the reviewed snippet.

RequirementsCredit approval required; exact score and income thresholds were not disclosed in the reviewed snippet.

AvailabilityCredit-union lender; membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGECU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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GEICO Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.geicocu.org/loans/personal-loans

Loan typesPersonal loans, personal lines of credit, and purpose-based personal loans such as travel or life-event loans.

TermsReviewed personal-loan pages showed 24 to 84 months.

RequirementsCredit approval required; exact score and income minimums were not disclosed in the reviewed snippet.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGEICO CU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Georgia's Own Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.georgiasown.org/loans/personal-loans-and-lines-of-credit

Loan typesLifestyle loans, personal lines of credit, cash-now lines of credit, and secured loans.

TermsNot clearly standardized in the reviewed snippet.

RequirementsCredit approval and product-specific underwriting apply; exact score threshold not disclosed in the reviewed snippet.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGeorgia's Own personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Gesa Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.gesa.com/personal-loans/

Loan typesPersonal loans, personal lines of credit, debt-consolidation loans, share-secured loans, and FastCash Plus loans.

TermsThe rates page disclosed personal-loan terms up to 72 months and FastCash Plus terms up to 36 months.

RequirementsMembership is required. The reviewed product copy says applicants should be ready with a Social Security number, photo ID, and opening deposit. FastCash Plus also requires at least 12 months of Gesa membership.

AvailabilityWashington-based membership credit union with online, phone, and branch application support.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGesa Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Global Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGlobal Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Golden 1 Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.5% - 18.0%

Funding Speed 1-7 days

Best Fit California members

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGolden 1 personal loans

Live comparison fields available on this page for this lender.

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Great Lakes Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGreat Lakes Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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GreenState Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and regional eligibility apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGreenState personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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GTE Financial

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceGTE Financial personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Hanscom Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.hfcu.org/personal-loans-and-debt-consolidation.html

Loan typesPersonal loans and personal lines of credit.

TermsReviewed pages showed personal-loan terms up to 60 months.

RequirementsCredit approval required; exact score and income thresholds not disclosed.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceHanscom FCU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Happy Money

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $50,000

APR Range 11.7% - 30.0%

Funding Speed 2-5 days

Best Fit Debt payoff

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceHappy Money Payoff Loans

Live comparison fields available on this page for this lender.

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Heritage Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.heritagefederal.org/loans-for-you/personal-loans

Loan typesSignature loans, share-secured loans, certificate-secured loans, secured loans, and lines of credit.

TermsThe reviewed rates page showed signature-loan terms up to 48 months.

RequirementsMembership and credit approval are required. Restrictions apply and final cost can vary by applicant.

AvailabilityCredit union serving eligible local members.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceHeritage personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Horizon Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.horizonbank.com/personal/borrow/personal-loans-lines

Loan typesPersonal term loans, personal lines of credit, Fresh Start loans, and Starter Overdraft Program.

TermsNot disclosed for the standard personal term loan on the reviewed page.

RequirementsCredit approval is required. The Fresh Start program says income is verified and credit score is not used in underwriting, though payment history may be reviewed.

AvailabilityRegional bank availability depends on footprint and branch or online application eligibility.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceHorizon Bank personal loans and lines

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Huntington Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceHuntington personal loans and lines of credit

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Huntington Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 9.0% - 25.0%

Funding Speed 1-5 days

Best Fit Midwest bank customers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceHuntington personal loans and lines of credit

Live comparison fields available on this page for this lender.

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Idaho Central Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceIdaho Central personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Interra Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.interracu.com/loan/personal-loans/

Loan typesPersonal loans and personal lines of credit.

TermsThe reviewed materials showed personal-loan terms from 1 to 72 months. Lines of credit revolve rather than using a fixed amortization term.

RequirementsMembership and credit approval are required. Final pricing still depends on underwriting.

AvailabilityIndiana-centered membership credit union with digital access and regional branch support.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceInterra personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Jefferson Financial Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.jeffersonfinancial.org/personal-loans/

Loan typesPersonal loans for debt consolidation, home improvement, emergencies, and other unsecured member borrowing needs.

TermsThe reviewed public marketing materials did not fully surface one fixed term table and borrowers should confirm the exact amortization in the live quote.

RequirementsMembership and credit approval are required. Final terms are borrower-specific.

AvailabilityLouisiana-based membership federal credit union with branch and digital access.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceJefferson Financial personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Keesler Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.kfcu.org/save-spend-borrow/personal-loans/

Loan typesPersonal loans.

TermsReviewed page emphasized flexible terms; detailed example was based on 36 months.

RequirementsActual rates and terms vary based on credit history and loan amount.

AvailabilityReviewed disclosures mention service in Mississippi, Louisiana, Alabama, and wherever members are eligible to join.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceKeesler personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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KEMBA Financial Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.kemba.org/personal/borrowing/personal-loans

Loan typesClosed-end fixed-rate personal loans.

TermsThe reviewed page disclosed repayment periods up to five years, with a maximum personal-loan term of 60 months.

RequirementsKEMBA membership is required before funding. Online loan applicants must be at least 18 and U.S. citizens according to the reviewed page.

AvailabilityCentral Ohio credit union serving members through branches and digital banking.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceKEMBA personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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KeyBank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to state availability, branch footprint, and bank underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceKeyBank personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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KeyBank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 10.0% - 25.0%

Funding Speed 1-5 days

Best Fit Relationship banking

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to state availability, branch footprint, and bank underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceKeyBank personal loans

Live comparison fields available on this page for this lender.

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Kinecta Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.kinecta.org/rates

Loan typesPersonal loans and personal lines of credit.

TermsThe reviewed rates page disclosed personal-loan terms from 12 to 84 months, with the maximum term dependent on loan amount.

RequirementsMembership and credit approval are required. The lowest rate shown included a 0.25% autopay discount from a Kinecta account.

AvailabilityMembership-based credit union with a Southern California identity and digital access for eligible borrowers.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceKinecta rates

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Lake Michigan Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLMCU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Lake Trust Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://laketrust.org/personal/borrowing/personal-loans

Loan typesUnsecured signature loans and personal lines of credit.

TermsThe reviewed rates page showed unsecured signature-loan terms up to 84 months for $500 minimum loans and up to 120 months for $7,500 minimum loans.

RequirementsMembership and credit approval are required. Rates depend on credit history, term, security, and amount borrowed.

AvailabilityMichigan credit union headquartered in Brighton, with member service through branches, phone, and digital banking.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLake Trust personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Landmark Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.landmarkcu.com/

Loan typesPersonal loans and related member borrowing options.

TermsThe reviewed page clearly showed terms up to 60 months, with additional terms available by credit approval.

RequirementsMembership and credit approval are required. Final pricing still depends on underwriting.

AvailabilityRegional credit union serving Wisconsin and neighboring markets through member channels.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLandmark Credit Union official site

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Laurel Road

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 8.5% - 24.3%

Funding Speed 2-5 days

Best Fit Professionals

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to underwriting and state limits.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLaurel Road personal loans

Live comparison fields available on this page for this lender.

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LendingClub

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $40,000

APR Range 9.6% - 36.0%

Funding Speed 2-4 days

Best Fit Average credit

Online personal loans with strong debt-consolidation positioning. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLendingClub rates and fees

Live comparison fields available on this page for this lender.

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LendingPoint

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $36,500

APR Range 8.0% - 36.0%

Funding Speed 24h

Best Fit Near-prime credit

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLendingPoint personal loans

Live comparison fields available on this page for this lender.

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LendingUSA

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $50,000

APR Range 8.0% - 30.0%

Funding Speed 2-5 days

Best Fit Point-of-need financing

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityDepends on merchant program and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLendingUSA website

Live comparison fields available on this page for this lender.

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LightStream

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $5,000 - $100,000

APR Range 7.5% - 25.5%

Funding Speed 24h

Best Fit Large loans

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLightStream about page

Live comparison fields available on this page for this lender.

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Logix Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.logixbanking.com/loans/other-loans/personal-loans

Loan typesPersonal loans.

TermsReviewed page showed terms up to 84 months.

RequirementsMembership required and actual rate depends on creditworthiness and underwriting.

AvailabilityReviewed page says personal loans are available to Logix members in Arizona, California, District of Columbia, Massachusetts, Maryland, Maine, New Hampshire, Nevada, and Virginia.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceLogix personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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M&T Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 9.5% - 25.0%

Funding Speed 1-5 days

Best Fit Branch banking

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceM&T Bank personal loans and lines

Live comparison fields available on this page for this lender.

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Marcus by Goldman Sachs Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $3,500 - $40,000

APR Range 7.0% - 25.0%

Funding Speed 1-4 days

Best Fit No-fee loans

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceMarcus FAQ

Live comparison fields available on this page for this lender.

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Mariner Finance

Consumer finance

Direct lender

Consumer finance Ranked dataset

Typical Loan Range $1,000 - $25,000

APR Range 19.0% - 36.0%

Funding Speed 1-2 days

Best Fit Branch support

Often available online or through local branches. Soft-check options vary.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityState and branch availability apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceMariner Finance personal loans

Live comparison fields available on this page for this lender.

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Members 1st Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.members1st.org/personal-loans/

Loan typesPersonal loans, debt-consolidation borrowing, and related member personal-loan solutions.

TermsThe reviewed materials showed up to 60 months for loans under $25,000 and up to 180 months for balances above $25,000.

RequirementsMembership is required, including a share account with a $5 opening deposit. The application process also calls for identification, Social Security number, and employer or income information.

AvailabilityPennsylvania-centered federal credit union with digital and branch application options.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceMembers 1st personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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MIDFLORIDA Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, Florida footprint, and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceMIDFLORIDA personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Mission Fed Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.missionfed.com/other-loans/personal-loan/

Loan typesPersonal loans, lines of credit, short-term loans, and share-secured loans.

TermsReviewed rate pages showed up to 36 or 48 months for fixed personal loans and six months for the short-term loan.

RequirementsMembership and account criteria apply; short-term-loan eligibility also requires direct deposit history and other conditions.

AvailabilitySan Diego credit-union footprint with membership and account criteria.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceMission Fed personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Mission Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.missionfed.com/other-loans/personal-loan/

Loan typesPersonal loans, personal lines of credit, share-secured loans, and instant short-term loans.

TermsThe reviewed page disclosed fixed personal-loan terms up to 48 months in the visible rate table. The instant short-term example used six estimated monthly payments.

RequirementsMembership and account criteria are required. All loans are subject to credit approval.

AvailabilitySan Diego credit union with 30+ San Diego County branch locations referenced on the reviewed page.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceMission Federal personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Mountain America Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.5% - 18.0%

Funding Speed 1-7 days

Best Fit Regional members

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceMountain America personal loans

Live comparison fields available on this page for this lender.

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MSU Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.msufcu.org/rates

Loan typesSignature loans, debt consolidation loans, relocation loans, holiday or tax-season loans, Green & White loans, Flex loans, and instant cash lines of credit.

TermsThe reviewed rates page showed signature-loan terms up to 180 months for some bands, debt consolidation up to 180 months, and Flex loans up to 6 months.

RequirementsMembership and credit approval are required. Final rates depend on credit score, loan term, and collateral where applicable.

AvailabilityMichigan-based federal credit union with public rates and member lending products.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceMSU Federal Credit Union rates

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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NASA Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceNASA Federal personal loan rates

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Navy Federal Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.0% - 18.0%

Funding Speed 1-7 days

Best Fit Military community

Membership-based lending for military community households. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership is limited to eligible military, veteran, and family-affiliated borrowers.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceNavy Federal personal loans

Live comparison fields available on this page for this lender.

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NavyArmy Community Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceNavyArmy loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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NetCredit

Consumer finance

Direct lender

Consumer finance Ranked dataset

Typical Loan Range $1,000 - $10,000

APR Range 34.0% - 100.0%

Funding Speed 24h

Best Fit Challenged credit

Often available online or through local branches. Soft-check options vary.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityState availability applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceNetCredit personal loans

Live comparison fields available on this page for this lender.

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Northwest Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.nwfcu.org/loans/personal-loans/

Loan typesPersonal loans, lines of credit, savings-secured loans, and certificate-secured loans.

TermsThe reviewed page disclosed personal-loan terms up to 84 months and savings-secured terms up to 120 months.

RequirementsMembership eligibility and opening a primary savings account are required. Credit history evaluation determines final rate.

AvailabilityFederal credit union with branch and member-service support; membership eligibility applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceNorthwest Federal personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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NuMark Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceNuMark personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Numerica Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.numericacu.com/personal/personal-loans/

Loan typesPersonal loans, personal lines of credit, secured loans, certificate-secured loans, and shared-secured loans.

TermsThe fixed personal-loan example on the reviewed rates page used a 5-year loan. A complete public term grid was not disclosed in the crawl.

RequirementsMembership, credit approval, and other underwriting criteria are required. Rate discounts may depend on automatic payment or other Numerica relationships.

AvailabilityNorthwest credit union with public personal-loan and rates pages.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceNumerica personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Nusenda Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.nusenda.org/loans-credit-cards/personal-loans

Loan typesPersonal loans, personal lines of credit, overdraft-protection lines, savings-secured loans, and small-dollar personal assistance loans.

TermsNot disclosed in the reviewed snippet.

RequirementsMembership required for funding; credit information is gathered after application.

AvailabilityCredit-union membership applies, with branch and online application channels.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceNusenda personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Old National Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.oldnational.com/personal/other-loans/personal-loans/

Loan typesPersonal loans.

TermsOfficial page says 12 to 72 months, with the maximum term varying by loan purpose.

RequirementsCredit review and approval required; exact score threshold not disclosed.

AvailabilityRegional bank product with online and banker-assisted application options.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOld National personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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OneAZ Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.oneazcu.com/personal/loans/personal/

Loan typesPersonal loans, personal lines of credit, and share-certificate secured loans.

TermsPersonal loans are disclosed up to 48 months.

RequirementsNo collateral is necessary for the standard personal loan. Credit approval applies, and the site promotes soft-credit prequalification.

AvailabilityArizona credit union with online, phone, and branch application options.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOneAZ personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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OneBlinc

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $50,000

APR Range 12.0% - 36.0%

Funding Speed 24h

Best Fit Payroll-linked access

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOneBlinc website

Live comparison fields available on this page for this lender.

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OneMain Financial

Consumer finance

Direct lender

Consumer finance Ranked dataset

Typical Loan Range $1,500 - $20,000

APR Range 18.0% - 36.0%

Funding Speed 24h

Best Fit Very poor credit

Often available online or through local branches. Soft-check options vary.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot offered in every state; OneMain lists several state exclusions on its fee page.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOneMain Financial personal loans

Live comparison fields available on this page for this lender.

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OnPoint Community Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.onpointcu.com/

Loan typesPersonal loans, personal lines of credit, and Payday Advantage loans.

TermsRevolving credit-line terms were clearly described, while the full fixed personal-loan term grid should be confirmed in the live quote.

RequirementsMembership and credit approval are required. The reviewed public copy says a 0.25% APR discount can apply through OnPoint Rewards on qualifying fixed-rate personal loans.

AvailabilityRegional credit union serving Oregon and Southwest Washington borrowers through digital and branch access.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOnPoint Community Credit Union official site

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Oportun

Consumer finance

Direct lender

Consumer finance Ranked dataset

Typical Loan Range $1,000 - $25,000

APR Range 15.0% - 36.0%

Funding Speed 1-2 days

Best Fit Limited credit

Often available online or through local branches. Soft-check options vary.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityState availability applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOportun personal loans

Live comparison fields available on this page for this lender.

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OppLoans

Consumer finance

Direct lender

Consumer finance Ranked dataset

Typical Loan Range $500 - $4,000

APR Range 59.0% - 160.0%

Funding Speed 24h

Best Fit Emergency access

Often available online or through local branches. Soft-check options vary.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot available in every state.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOppLoans installment loans

Live comparison fields available on this page for this lender.

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Orange County's Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.orangecountyscu.org/products/personal-loans/personal-loan/

Loan typesPersonal loans, lines of credit, and secured loans.

TermsReviewed page says up to 60 months.

RequirementsCredit approval required. Both members and non-members are welcome to apply according to the reviewed page.

AvailabilityCalifornia credit-union lender with member and non-member application language on the reviewed product page.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOrange County's CU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Oregon State Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceOregon State personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Patelco Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 8.5% - 18.0%

Funding Speed 1-7 days

Best Fit California members

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePatelco personal loans

Live comparison fields available on this page for this lender.

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Peak Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, regional fit, and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePeak Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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PenAir Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.penair.org/personal/personal-loans/

Loan typesPersonal loans and personal lines of credit.

TermsReviewed pages showed personal-loan terms from 24 to 60 months and line-of-credit structure around 60 months.

RequirementsCredit history and term affect the final rate; credit-union approval required.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePenAir personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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PenFed Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 7.7% - 18.0%

Funding Speed 2-7 days

Best Fit Excellent credit

Membership-based national credit union lending. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePenFed personal loans

Live comparison fields available on this page for this lender.

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PNC Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.pnc.com/en/personal-banking/borrowing/personal-loans.html

Loan typesUnsecured personal installment loans.

TermsThe reviewed rates page disclosed repayment terms from 6 to 60 months.

RequirementsCredit approval is required. The application page lists Social Security number, photo ID, annual income, address history, and debt details for consolidation borrowers.

AvailabilityThe reviewed rates page states the product is available in select states and lists eligible states with certain restrictions.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePNC personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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PNC Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Prime bank borrowers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePNC personal loans and lines of credit

Live comparison fields available on this page for this lender.

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Point Breeze Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.pbcu.com/loans-credit/loans/personal-loans-lines-of-credit

Loan typesSignature loans, lines of credit, and share-secured loans.

TermsReviewed pages showed terms up to 8 years, while the detailed signature-loan table showed a 60-month maximum for the unsecured signature product.

RequirementsGood credit history is referenced for the signature loan; exact score threshold not disclosed.

AvailabilityMaryland credit-union footprint with membership and underwriting conditions.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePoint Breeze personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Police and Fire Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.pffcu.org/personal/loans/

Loan typesSignature loans, personal lines of credit, and pledge loans.

TermsThe reviewed page disclosed signature-loan terms up to 72 months, with the 72-month term requiring a $10,000 minimum loan.

RequirementsMembership and credit approval are required. Rate depends on credit score at application and may include a 0.50% automatic-payment discount.

AvailabilityCredit union headquartered in Philadelphia with membership eligibility rules.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePFFCU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Premier America Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.premieramerica.com/borrow/other-loans/personal-loans

Loan typesPersonal loans and specialized easy-cash loans for existing members.

TermsReviewed personal-loan page says repayment periods from 6 months to 5 years.

RequirementsMembership required. Easy Cash is limited to existing members who meet specific eligibility requirements.

AvailabilityCalifornia and Texas credit-union footprint.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePremier America personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Premier Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://premiercu.org/services/loans/personal-loans/

Loan typesPersonal loans.

TermsReviewed page says terms up to 48 months.

RequirementsCredit approval required; exact score and income thresholds not disclosed.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePremier Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Prosper

Fintech lender

Marketplace lender

Fintech lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 9.0% - 36.0%

Funding Speed 3-5 days

Best Fit Peer-to-peer

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceProsper personal loans

Live comparison fields available on this page for this lender.

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PSECU

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourcePSECU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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R.I.A. Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.riafcu.com/personal/loans/personal-loans/

Loan typesPersonal loans.

TermsReviewed rate table showed up to 48 months.

RequirementsCredit approval required; exact score and income thresholds not disclosed. Membership is required to finalize the loan but not to apply according to the reviewed FAQ.

AvailabilityCredit-union membership required to finalize approved loans.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceR.I.A. FCU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Randolph-Brooks Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRBFCU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Reach Financial

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $50,000

APR Range 6.0% - 36.0%

Funding Speed 1-3 days

Best Fit Debt payoff

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to lender availability and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceReach Financial website

Live comparison fields available on this page for this lender.

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Redstone Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.redfcu.org/personal/loans/signature-and-secured-loans/

Loan typesSignature loans, secured loans, and personal lines of credit.

TermsSignature-loan term was not clearly standardized in the reviewed snippet.

RequirementsMembership required; APRs determined by creditworthiness.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRedstone signature and secured loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Redwood Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRedwood personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Regions Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to bank footprint, state availability, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRegions unsecured installment loan

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Regions Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 9.2% - 25.0%

Funding Speed 1-5 days

Best Fit Southeast borrowers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to bank footprint, state availability, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRegions unsecured installment loan

Live comparison fields available on this page for this lender.

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Robins Financial Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.robinsfcu.org/personal-loans

Loan typesPersonal loans, savings-secured loans, lines of credit, and credit-builder loans.

TermsThe reviewed signature-loans rate page showed 36-month and 48-month examples.

RequirementsMembership and credit approval are required. Rates vary by creditworthiness, collateral, term, and loan-to-value where applicable.

AvailabilityGeorgia-based credit union with member lending products and public rate pages.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRobins Financial personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Rocket Loans

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $2,000 - $45,000

APR Range 9.1% - 30.0%

Funding Speed 24h

Best Fit Fast funding

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to state availability and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRocket Loans personal loans

Live comparison fields available on this page for this lender.

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Rockland Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.rfcu.com/personal/lending/personal-loans/

Loan typesPersonal unsecured loans, share-certificate loans, share-savings loans, and overdraft line of credit.

TermsReviewed page showed terms up to 84 months.

RequirementsReviewed page suggests solid credit score and member-in-good-standing status for the unsecured product.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRockland Federal personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Royal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.rcu.org/loans-credit/credit/line-of-credit

Loan typesPersonal line of credit and related member borrowing products.

TermsThe product is a revolving line of credit rather than a fixed-term installment loan.

RequirementsMembership and credit approval are required. The line is unsecured and no collateral is needed according to the reviewed page.

AvailabilityRegional credit union serving Wisconsin and Minnesota members through branches, phone, and online channels.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceRoyal Credit Union personal line of credit

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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SAFE Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSAFE personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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San Diego County Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.sdccu.com/loans/personal-loans/

Loan typesSignature loans, share-secured loans, certificate-secured loans, and Class Cash teacher loans.

TermsThe reviewed rates PDF showed signature loans up to 60 months and share-secured loans up to 60 months. Class Cash uses 10 monthly payments.

RequirementsMembership and credit approval are required. Membership is open to people living or working throughout Southern California counties listed on the reviewed SDCCU page.

AvailabilitySouthern California credit union with 39 branch locations and broad local membership pathways.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSDCCU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Santander Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 10.0% - 25.0%

Funding Speed 1-5 days

Best Fit Northeast bank customers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSantander Bank borrowing

Live comparison fields available on this page for this lender.

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SchoolsFirst Federal Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 8.5% - 18.0%

Funding Speed 1-7 days

Best Fit Education community

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSchoolsFirst personal loans

Live comparison fields available on this page for this lender.

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SECU Maryland

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.secumd.org/personal/banking/personal-loans/

Loan typesPreferred lines of credit, unsecured signature loans, deposit-secured loans, and assistive-technology loans.

TermsNot disclosed in the reviewed snippet.

RequirementsMembership and credit approval required; exact thresholds not disclosed in the reviewed snippet.

AvailabilityMaryland credit-union footprint.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSECU Maryland personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Security Service Federal Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 10.0% - 18.0%

Funding Speed 1-7 days

Best Fit Regional members

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSecurity Service personal loans

Live comparison fields available on this page for this lender.

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Securityplus Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.securityplusfcu.org/personal/borrow/personal-loans-lines-of-credit/signature-loans

Loan typesSignature loans, lines of credit, share-secured loans, and quick-cash loans.

TermsReviewed signature-loan page says up to 60 months. Quick Cash is six months.

RequirementsGood standing and a solid credit score are referenced for signature loans; Quick Cash requires pay stubs and charges an application fee.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSecurityplus signature loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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SELCO Community Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSELCO personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Service Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceService Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Sharonview Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.sharonview.org/loans-and-cards/personal-and-student-loans/personal-loans

Loan typesAll Purpose Loan and Personal Access Line of Credit.

TermsNot disclosed as a complete public term grid on the reviewed page.

RequirementsMembership and credit approval are required. The page states rates vary by creditworthiness and qualifications.

AvailabilityCredit union serving North Carolina, South Carolina, and beyond, with 15 branches and a member experience center referenced publicly.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSharonview personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Signature Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.signaturefcu.org/Products/Lending/Personal-Loans.aspx

Loan typesPersonal loans, Express Money lines of credit, overdraft lines of credit, share-secured loans, and Fast Cash loans.

TermsThe reviewed page showed personal-loan repayment terms up to 84 months and share-secured loans up to 144 months.

RequirementsMembership eligibility is required. The rates page states actual APR is determined by application and credit information.

AvailabilityFederal credit union serving members nationwide, according to the reviewed official materials.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSignature FCU personal loans and lines

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Simmons Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.simmonsbank.com/personal/personal-loans

Loan typesUnsecured personal loans plus related vehicle and home-equity borrowing options surfaced from the same personal-loans hub.

TermsThe reviewed page states fixed monthly payments, but does not publish a full personal-loan term table.

RequirementsA hard credit pull is disclosed in the FAQ. Simmons says personal loans are unsecured and subject to credit approval.

AvailabilitySimmons Bank says it operates in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas for the reviewed lending context.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSimmons personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Skyla Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.skylacu.com/borrow/personal-loans/

Loan typesPersonal loans and signature lines of credit.

TermsReviewed page showed 0 to 60 months for the personal loan and no term limit for the line of credit.

RequirementsQualified borrowers receive the best shown rate; exact score threshold not disclosed.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSkyla personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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SoFi

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $5,000 - $100,000

APR Range 9.0% - 23.4%

Funding Speed 3 days

Best Fit Prime borrowers

National online lender with broad personal loan coverage. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSoFi personal loans

Live comparison fields available on this page for this lender.

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Sound Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.soundcu.com/personal/personal-loans/

Loan typesPersonal loans, personal lines of credit, green personal loans, share-secured loans, and certificate-secured loans.

TermsThe reviewed page showed fixed personal loan terms from 0 to 72 months. Lines of credit are open-ended.

RequirementsMembership and credit approval are required. The reviewed disclosures mention income, debt ratio, employment, credit history, and possible income verification.

AvailabilityWashington credit union; the reviewed page says anyone who lives or works in Washington can join.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSound Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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SouthState Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.southstatebank.com/personal/borrow/personal-loans

Loan typesFixed-rate personal loans for big purchases, debt consolidation, or unexpected expenses.

TermsThe public page emphasizes fixed monthly payments but does not publish a full term grid.

RequirementsCredit approval required. The bank says the application can start online, but approved borrowers sign documents at the nearest SouthState branch.

AvailabilityRegional bank with online application start and in-branch closing step.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSouthState personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Space Coast Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSpace Coast personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Stanford Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceStanford Federal personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Starr County Teachers Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.starrfcu.com/rates/loan-rates

Loan typesPersonal loans, share-secured loans, CD-secured loans, and auto loans.

TermsThe reviewed page showed personal-loan terms as long as 60 months.

RequirementsMembership eligibility and usual credit granting criteria apply. Final rate is based on credit score, term, and amount for applicable loan types.

AvailabilityLocal teacher-focused federal credit union serving eligible members.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceStarr County Teachers FCU loan rates

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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State Department Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.sdfcu.org/everyday-banking/credit-cards-loans-and-lines/consumer-loans/

Loan typesPersonal loans, share-secured loans, and MoneyLine personal lines of credit.

TermsPersonal-loan examples were published through 60 months. MoneyLine is revolving rather than fixed-term.

RequirementsMembership is required. The reviewed rate examples included a 0.25% direct-deposit or autopay discount assumption with at least $200 in monthly direct deposit.

AvailabilityMembership-based federal credit union with nationwide eligibility pathways for qualifying groups and applicants.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceState Department Federal Credit Union consumer loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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State Employees' Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSECU loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Summit Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.summitcreditunion.com/borrow/personal-loans/

Loan typesPersonal loans, personal lines of credit, and overdraft-oriented revolving products.

TermsReviewed page showed 24 to 60 months for the personal loan.

RequirementsCredit approval required; exact score and income thresholds not disclosed.

AvailabilityMembership-based credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSummit Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Suncoast Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSuncoast personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Sunmark Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.sunmark.org/personal/loans/personal-loans

Loan typesPersonal loans and lines of credit.

TermsNot disclosed on the reviewed snippet.

RequirementsDiscounts may apply for automatic payments and direct deposit; exact minimum score and income thresholds not disclosed.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceSunmark personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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TD Bank Fit Loan

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 9.0% - 25.0%

Funding Speed 24h

Best Fit Fast bank funding

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to state availability and bank underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTD Bank Fit Loan

Live comparison fields available on this page for this lender.

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Tech CU

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.techcu.com/loans/personal-line-of-credit/

Loan typesFixed personal loans and personal lines of credit.

TermsThe reviewed materials showed fixed personal-loan terms up to 84 months. Credit lines revolve rather than using a fixed payoff term.

RequirementsMembership and credit approval are required. The line-of-credit rate is variable and tied to current market conditions.

AvailabilitySilicon Valley-rooted membership credit union with digital access and a technology-worker brand identity.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTech CU personal line of credit

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Texas Bay Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.texasbaycu.org/personal/personal-loans

Loan typesPersonal loans, starter loans, share-secured loans, CD-secured loans, and miscellaneous equipment loans.

TermsThe reviewed personal-loan page referenced terms from 6 to 72 months; the loan-rates page referenced up to 84 months for the personal-loan rate line.

RequirementsMembership eligibility and credit approval are required. Relationship product discounts may reduce the personal loan rate up to 0.70% on qualifying loans.

AvailabilityHouston-area Texas credit union with public personal-loan and loan-rate pages.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTexas Bay personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Texas Trust Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.texastrustcu.org/personal/personal-loans/

Loan typesPersonal loans and related unsecured member borrowing.

TermsThe reviewed page showed a maximum term of 60 months.

RequirementsMembership and credit approval are required. Same-day approval messaging should not be treated as guaranteed funding for every borrower.

AvailabilityTexas-based membership credit union with branch and online access.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTexas Trust personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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The Summit Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.summitfcu.org/loans/personal-loans/

Loan typesPersonal loans, consolidation loans, and share-secured loans.

TermsReviewed page and rate sheet showed terms including 24 and 48 months on the visible examples.

RequirementsMust be 18 years of age or older to apply; credit approval required.

AvailabilityMembership-based federal credit union.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceThe Summit personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Tinker Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.tinkerfcu.org/

Loan typesUnsecured personal loans and savings-secured borrowing options.

TermsThe reviewed materials showed terms up to 60 months.

RequirementsMembership and credit approval are required. Final rate and term depend on the approved amount and profile.

AvailabilityOklahoma-based membership credit union with digital and branch support.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTinker Federal Credit Union official site

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Tower Federal Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 8.5% - 18.0%

Funding Speed 1-7 days

Best Fit Prime members

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTower Federal personal loans

Live comparison fields available on this page for this lender.

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TowneBank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.townebank.com/personal/loans-and-lending/personal-loan/

Loan typesPersonal loans, revolving lines of credit, savings-secured lines, and checking-linked Coverline overdraft protection.

TermsThe reviewed page says personal-loan terms are available up to 60 months.

RequirementsNormal credit approval criteria apply, and the final APR depends on credit history and amount requested.

AvailabilityLocal banker-guided community bank lending.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTowneBank personal loans and lines of credit

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Truist Bank

Bank lender

Direct lender

Bank lender Modeled estimate

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 25.0%

Funding Speed 1-5 days

Best Fit Good to excellent credit

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website https://www.truist.com/loans/personal-loans

Loan typesUnsecured personal loans and personal lines of credit.

TermsFixed personal-loan terms were described as flexible; reviewed snippets did not publish a single standard maximum month count on the main comparison page.

RequirementsCredit approval required; exact score and income thresholds were not disclosed in the reviewed snippet.

AvailabilityRegional bank footprint; branch, phone, and online application channels are available.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTruist personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Truliant Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.truliantfcu.org/borrow/personal-loans

Loan typesPersonal loans and lines of credit.

TermsNot disclosed in the reviewed snippet for the main product page.

RequirementsPre-qualification is advertised without a hard credit hit; final approval and rate remain credit-dependent.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTruliant personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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TruStone Financial Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://trustonefinancial.org/

Loan typesPersonal loans and personal lines of credit for qualified members.

TermsThe public marketing page did not clearly surface a fixed term matrix in the reviewed crawl.

RequirementsMembership and credit approval are required. Final pricing and product structure depend on borrower profile.

AvailabilityMinnesota and Wisconsin membership credit union with branch and digital servicing.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTruStone Financial official site

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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TruWest Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://truwest.org/borrow/personal-loans/

Loan typesPersonal credit lines, overdraft-style usage, and broader personal-loan options surfaced through the credit union loan hub.

TermsThe reviewed credit line page emphasizes flexible terms rather than a fixed installment term table.

RequirementsMembership is required if approved, with a minimum $5 deposit. The credit union says Social Security or investment income may also qualify in some cases.

AvailabilityMembership-based credit union with Arizona-centered operations and phone or online application support.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTruWest personal credit line

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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TTCU Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and Oklahoma-focused access apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceTTCU personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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U.S. Bank Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 8.7% - 25.0%

Funding Speed 24h

Best Fit Existing bank customers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceU.S. Bank personal loans

Live comparison fields available on this page for this lender.

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UNIFY Financial Credit Union

Credit union

Direct lender

Credit union Ranked dataset

Typical Loan Range $500 - $50,000

APR Range 9.5% - 18.0%

Funding Speed 1-7 days

Best Fit Member borrowers

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceUNIFY personal loans

Live comparison fields available on this page for this lender.

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United Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.unitedfcu.com/

Loan typesPersonal loans, personal lines of credit, and secured member borrowing options.

TermsThe reviewed unsecured-loan materials showed terms up to 60 months.

RequirementsMembership and credit approval are required. Final rate and amount still depend on underwriting.

AvailabilityMembership-based federal credit union with multi-state branch presence and digital application access.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceUnited Federal Credit Union official site

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Universal Credit

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $50,000

APR Range 11.7% - 36.0%

Funding Speed 1-2 days

Best Fit Fair credit

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilitySubject to state and underwriting limits.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceUniversal Credit personal loans

Live comparison fields available on this page for this lender.

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University Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceUniversity Federal Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Upgrade

Fintech lender

Direct lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $50,000

APR Range 10.0% - 36.0%

Funding Speed 24h

Best Fit Credit building

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceUpgrade personal loans

Live comparison fields available on this page for this lender.

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Upstart

Fintech lender

Platform lender

Fintech lender Ranked dataset

Typical Loan Range $1,000 - $75,000

APR Range 6.5% - 36.0%

Funding Speed 24h

Best Fit Fair credit

Online application in many states. Soft-check prequalification often available.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceUpstart personal loans

Live comparison fields available on this page for this lender.

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Veridian Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership and underwriting apply.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceVeridian personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Vibe Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.vibecreditunion.com/

Loan typesPersonal loans, personal lines of credit, and savings-secured borrowing.

TermsPersonal-loan and line term details should be confirmed through the live quote and current disclosures.

RequirementsMembership and credit approval are required. The reviewed public copy highlighted a preapproval path before full application.

AvailabilityMichigan-based membership credit union with online and branch servicing.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceVibe Credit Union official site

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Virginia Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.vacu.org/loans/personal-loan-options

Loan typesPersonal loans, personal lines of credit, and share-secured personal loans.

TermsThe reviewed headline-rate example references a 48-month term; broader term menus should be confirmed in the live quote.

RequirementsCredit approval required. The site highlights quick approval and same-day funding in some cases.

AvailabilityVirginia credit union with digital servicing, automatic deductions, and member support.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceVirginia Credit Union personal loan options

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Visions Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://visionsfcu.org/products/personalloans

Loan typesSignature loans, any-purpose signature loans, and Readi-Reserve lines of credit.

TermsReviewed rates showed 60 months for the signature loan and up to 120 months for the Any Purpose Signature Loan.

RequirementsMembership requires a $1 minimum deposit. Rates depend on creditworthiness and relationship conditions such as automatic payment.

AvailabilityMembership-based credit union with a multi-state footprint.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceVisions personal loans and lines

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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VyStar Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityAvailability depends on membership, geography, and underwriting.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceVyStar personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Wells Fargo Personal Loans

Bank lender

Direct lender

Bank lender Ranked dataset

Typical Loan Range $2,000 - $50,000

APR Range 7.5% - 23.2%

Funding Speed 24h

Best Fit Bank customers

Bank underwriting and relationship pricing may apply. Prequalification varies by bank.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityNot disclosed

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceWells Fargo personal loans

Live comparison fields available on this page for this lender.

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WESTconsin Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.westconsincu.org/personal/borrow/personal-loans

Loan typesPersonal loans and personal lines of credit.

TermsReviewed page promotes flexible repayment terms, but the exact cap was not preserved in the snippet.

RequirementsGood credit history helps qualify; exact score threshold not disclosed.

AvailabilityServes members in Wisconsin and in Minnesota according to the reviewed line-of-credit page.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceWESTconsin personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Westerra Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceWesterra personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Wings Financial Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.wingscu.com/personal-loans

Loan typesPersonal loans and lines of credit.

TermsReviewed pages showed 36-, 48-, 60-, 72-, and 84-month terms for personal loans.

RequirementsMembership requires a $5 share account; final rate depends on credit history and other factors.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceWings personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Workers Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website Not disclosed

Loan typesNot disclosed

TermsNot disclosed

RequirementsNot disclosed

AvailabilityMembership, region, and underwriting all affect availability.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceWorkers Credit Union personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Wright-Patt Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://www.wpcu.coop/personal/loans

Loan typesSignature loans, QCash loans, ReadyLine line of credit, and StretchPay loans.

TermsThe reviewed rates page showed signature loans up to 60 months and QCash up to 24 months.

RequirementsMembership and credit approval are required. QCash is described as available only to WPCU members through online or mobile banking.

AvailabilityOhio-focused credit union serving Columbus, Cincinnati, Dayton, and surrounding member communities.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceWright-Patt personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Y-12 Federal Credit Union

Credit union

Direct lender

Credit union Modeled estimate

Typical Loan Range $500 - $50,000

APR Range 7.5% - 18.0%

Funding Speed 1-7 days

Best Fit Members with stronger credit profiles

Membership may be required before funding. Member eligibility is often the first step.

Public lender facts

Website https://staging.y12fcu.org/consumer-loans/personal-loans/

Loan typesUltra Loans and Signature Loans.

TermsReviewed page showed 60 to 72 months for the Ultra Loan and up to 48 months for the Signature Loan.

RequirementsSubject to credit approval. No collateral required.

AvailabilityCredit-union membership applies.

FoundedNot disclosed

HeadquartersNot disclosed

PhoneNot disclosed

SourceY-12 personal loans

Starter profile based on lender type, public market positioning, and common personal-loan ranges. Verify exact terms on the lender site.

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Lender Rankings FAQ

These answers explain how to read the ranked shortlist, broader directory, review coverage, and modeled fields.

Are lender rankings based on sponsorships?

No. The ranking and directory views are built around comparison signals such as approval profile, APR range, funding speed, lender type, borrower fit, and review coverage.

What does modeled estimate mean?

Modeled estimate means the lender is in the broader research directory, but not every ranking field has the same depth as the stronger ranked dataset. Exact terms still need verification.

Why do some lenders have review links and others do not?

Review links appear when Best Money Store has a dedicated lender review page. The goal is to keep expanding review coverage while marking public-data gaps honestly.

What should I do after browsing the rankings?

Open two or three lender reviews, compare the finalists side by side, then use approval odds or the payment calculator before moving to the form.

How to use rankings and reviews safely

The portal becomes more trustworthy when users understand how ranking logic works, where modeled estimates begin, and how to compare before applying.

How BestMoneyStore works

The portal is built to help users research lender fit, pricing, state context, and review pages before moving to the live loan form. It is a research layer first, not a lender decision engine.

How rankings are built

Ranked pages combine lender-profile fields such as approval signal, APR range, funding speed, minimum score, and borrower fit. The goal is to compare lenders more clearly, not to pretend every lender exposes identical public data.

Modeled estimates vs lender decisions

Some pages contain directional modeled estimates. They are useful for narrowing choices, but they do not replace a real quote, final APR, or lender underwriting outcome.

How to use the portal safely

Compare more than one lender, read review pages before applying, watch fees and net proceeds, and avoid treating any modeled result as a guaranteed approval.