1st United Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and share-secured loans.
TermsThe reviewed rates page showed personal loans up to 60 months and share-secured loans up to 96 months.
RequirementsMembership and credit approval are required. Final rate varies based on creditworthiness, amount financed, and terms.
AvailabilityCalifornia credit union serving eligible members.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
A+ Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and preferred lines of credit.
TermsThe reviewed public materials showed personal-loan terms from 6 to 84 months. Lines of credit revolve rather than using a fixed payoff schedule.
RequirementsMembership and credit approval are required. Public rate disclosures were current as of April 14, 2026 on the reviewed page.
AvailabilityTexas membership-based credit union with Austin-area identity and digital access.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Achieva Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and secured loan options.
TermsReviewed page referenced a 60-month example and broader flexible terms.
RequirementsMembership qualifications apply. Service-area restrictions are listed on the official page.
AvailabilityFlorida-area credit union with a 15-county membership/service footprint disclosed on the official page.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Advancial Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, true lines of credit, secured loans, student loans, and special assistance loans.
TermsReviewed ec-personal-loans page showed terms from 3 to 15 years for certain personal-loan products.
RequirementsMembership with a $5 share deposit is required; advertised “as low as” APRs assume excellent borrower credit history.
AvailabilityMembership-based federal credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Advantis Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Advia Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, Advanced Line of Credit, credit-builder loans, and share or certificate loans.
TermsThe reviewed secured-loan disclosure referenced 12 to 60 month certificate-based terms. Complete signature-loan term detail was not fully surfaced.
RequirementsMembership and credit approval are required. Rates and terms vary by creditworthiness, collateral, and restrictions.
AvailabilityCredit union serving members through full-service locations and digital access; public materials reference Michigan, Illinois, and Wisconsin service context.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Affinity Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Affinity Plus Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal unsecured loans, homeowner personal loans, homeowner debt-consolidation loans, holiday loans, bicycle loans, and related lines of credit.
TermsReviewed product pages showed product-specific terms, including 10 months on the Holiday Loan; broader unsecured term structure was flexible.
RequirementsNew or existing membership required; all loans subject to approval.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
All In Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesUnsecured personal loans, share/certificate-secured loans, lines of credit, and credit-builder loans.
TermsReviewed share-secured loans showed up to 60 months; broader unsecured term range was not clearly captured.
RequirementsRates depend on credit history and borrower eligibility. Offer language says quoted rates reflect all possible discounts.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Allegacy Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesConsolidation loans, lifestyle lending, unsecured loans and lines of credit, share loans, technology loans, and other personal borrowing categories.
TermsNot disclosed on the reviewed landing page.
RequirementsMembership required. Official membership pages describe community, family/household, and company-based eligibility routes.
AvailabilityMembership-based credit union with community and employer-family eligibility routes.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Alliant Credit Union
Credit union · Direct lender · Ranked dataset
Digital credit union
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal53%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
America First Credit Union
Credit union · Direct lender · Ranked dataset
Mountain West members
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal51%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
America's Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and secured loans.
TermsReviewed secured-loan page showed share-secured terms up to 60 months.
RequirementsActual rate is based on loan term and member credit rating. Membership applies.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
American Heritage Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Amplify Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal installment loans, personal lines of credit, homeowner express loans, and homeowner express lines of credit.
TermsThe reviewed rates page disclosed personal-loan terms up to 84 months.
RequirementsAmplify membership and credit approval are required for installment loans and personal lines of credit.
AvailabilityTexas credit union with member-only personal-loan products.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Andrews Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature personal loans, premier lines of credit, overdraft lines, share-secured loans, and Cash To Go small-dollar loans.
TermsSignature personal loans are disclosed up to 84 months. Share-secured loans can go up to 144 months.
RequirementsCredit approval applies. Membership is required to finalize funded lending, and product-specific rules apply to some smaller-dollar options.
AvailabilityMembership-based credit union with online application flow for both members and future members.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
APL Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Apple Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature personal loans, signature lines of credit, first responder lines of credit, and savings-secured borrowing.
TermsSignature personal-loan terms were publicly shown up to 60 months. Line products revolve instead of using a fixed amortization term.
RequirementsMembership is required. Public pricing varies by credit evaluation and some line products use Prime-based variable pricing.
AvailabilityMembership-based credit union centered in Northern Virginia and surrounding eligible communities.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Arizona Financial Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesClosed-end personal loans, revolving lines of credit, and share-secured personal loans.
TermsReviewed snippet showed at least a 36-month fixed personal-loan term option.
RequirementsMembership and credit approval required; exact score and income thresholds not disclosed.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Barksdale Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and debt-consolidation loans.
TermsNot disclosed on the reviewed official page.
RequirementsMembership and credit approval are required. Borrowers can apply online, by phone, or in person.
AvailabilityCredit union with branch and phone support, including a lending contact number displayed on the reviewed page.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
BCU
Credit union · Direct lender · Ranked dataset
Member borrowers
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
BECU
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesUnsecured personal loans and personal lines of credit.
TermsNot clearly standardized on the reviewed landing page.
RequirementsMembership required. Public membership pages say eligibility generally covers people who live, work, worship, or attend school in Washington, plus certain Oregon, Idaho, South Carolina, and partner-affiliation routes.
AvailabilityMembership-based credit union with Washington-centered eligibility plus select neighboring and partner routes.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Bellco Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit.
TermsReviewed page says borrowers can choose a term that works for the budget; specific personal-loan term cap not disclosed there.
RequirementsCredit approval required; exact minimum score and income thresholds not disclosed.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Bethpage Federal Credit Union
Credit union · Direct lender · Ranked dataset
Northeast members
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal50%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
California Coast Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, signature lines of credit, savings-secured loans, and certificate-secured loans.
TermsThe reviewed rates page disclosed signature-loan terms up to 60 months and savings-secured loans up to 84 months.
RequirementsMembership and credit approval are required. Final APR may vary based on credit history.
AvailabilityCalifornia credit union serving eligible local members.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
California Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, Prime Plus lines of credit, share-secured loans, and certificate-secured loans.
TermsThe reviewed page disclosed personal-loan terms up to 120 months and share-secured terms from 12 to 60 months.
RequirementsMembership and credit approval are required. Membership eligibility includes listed California counties, California school affiliations, and family or household connections.
AvailabilityCalifornia and North Island Credit Union brand serving eligible California borrowers.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Call Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, personal lines of credit, share-secured loans, and certificate-secured loans.
TermsThe reviewed page describes flexible terms; a repayment example showed a 36-month personal loan.
RequirementsMembership and credit approval are required. Discount options may depend on loyalty history, education course completion, or automatic transfer.
AvailabilityRichmond-area credit union serving eligible members.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
CAMPUS USA Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature personal loans, debt-consolidation loans, lines of credit, secured loans, and specialized simplicity loans.
TermsReviewed featured page highlighted up to 48 months.
RequirementsCredit approval required; actual APR varies by creditworthiness, amount, and term.
AvailabilityFlorida-based credit union with membership required.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
CEFCU
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and related consumer borrowing products.
TermsNot disclosed on the reviewed homepage snippet.
RequirementsMembership and credit approval required; exact thresholds were not surfaced in the reviewed materials.
AvailabilityCredit union lender; membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Chartway Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal signature loans and personal lines of credit.
TermsReviewed product page says flexible terms up to 60 months.
RequirementsMembership and credit approval required; exact score and income thresholds not disclosed.
AvailabilityMembership-based credit union; rates may vary by region.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Chevron Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit.
TermsReviewed page showed flexible terms from 12 to 60 months.
RequirementsMinimum gross monthly income of $1,000 was disclosed for reviewed personal-loan/line-of-credit products, with credit qualification and income verification required.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Coastal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Commonwealth Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Community Choice Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Community Financial Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
CommunityAmerica Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, savings-secured loans, and credit-builder loans.
TermsReviewed page showed personal-loan terms up to 48 months; secured loans up to 60 months.
RequirementsApproval and APR depend on creditworthiness, payment method, term, ability to repay, and amount.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Connexus Credit Union
Credit union · Direct lender · Ranked dataset
Member pricing
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal52%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Consumers Credit Union
Credit union · Direct lender · Ranked dataset
Illinois members
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal52%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Credit Union West
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and related member borrowing products.
TermsNot disclosed on the reviewed official page.
RequirementsMembership and credit approval are required. Exact score and income minimums were not disclosed on the reviewed official page.
AvailabilityArizona-focused credit union serving eligible members.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Delta Community Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit through a membership-based credit union.
TermsThe reviewed rate example visibly surfaced terms up to 12 months. Broader term options should be confirmed in the live quote.
RequirementsMembership is required. The reviewed FAQ says personal loans do not require collateral, but normal credit approval still applies.
AvailabilityMembership-based credit union centered in Georgia with digital and branch servicing.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Desert Financial Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans and personal lines of credit.
TermsReviewed page showed signature-loan terms up to 60 months.
RequirementsAPR depends on borrower credit qualifications; additional discounts may apply.
AvailabilityCredit-union membership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Digital Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Dupaco Community Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and debt-consolidation borrowing.
TermsThe reviewed public materials showed personal-loan terms up to 72 months.
RequirementsMembership and credit approval are required. Final pricing remains profile-dependent.
AvailabilityRegional membership credit union serving Iowa, Illinois, Wisconsin, and eligible communities through digital and branch channels.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
EECU
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesLoans for personal financial needs are referenced in official annual-report and member materials, but the reviewed public search results did not surface a dedicated personal-loan landing page with standardized public pricing.
TermsNot disclosed in the reviewed public materials.
RequirementsCredit-union underwriting applies; exact score and income thresholds were not disclosed in the reviewed public materials.
AvailabilityTexas-based credit union footprint based on reviewed public materials.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Elevations Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and secured loans.
TermsNot disclosed on the reviewed personal-loan page.
RequirementsReviewed rate example referenced excellent credit around 740+ for the best advertised rate; membership and credit approval apply.
AvailabilityMembership-based credit union with a one-time $5 membership fee disclosed on reviewed materials.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Ent Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
ESL Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and short-term loans.
TermsReviewed pages showed options up to 120 months.
RequirementsBorrowers and co-borrowers must be at least 18 years old. Exact score and income minimums were not disclosed.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
First Citizens Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesUnsecured personal loans, collateral loans, and Mass Save specialty energy-upgrade loans.
TermsPersonal loans are disclosed at 12 to 48 months. Collateral loans are shown from 12 to 48 months, subject to CD maturity where applicable.
RequirementsCredit approval is required for unsecured personal loans. Specialty energy-upgrade loans require program approval.
AvailabilityMembership-based Massachusetts credit union with branch application flow.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
First Commonwealth Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesUnsecured personal loans, secured personal loans, and personal lines of credit.
TermsReviewed page showed unsecured personal-loan terms up to 60 months.
RequirementsCredit approval required; exact score and income minimums not disclosed.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
First Financial Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesAnyTime Express Loans, AnyTime Loans, personal lines of credit, and share or certificate loans.
TermsOfficial rate page shows personal-loan terms from 12 to 84 months.
RequirementsMembership and credit approval required; rates vary based on creditworthiness.
AvailabilityMembership-based credit union with Maryland-rooted presence and digital application tools.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
First Tech Federal Credit Union
Credit union · Direct lender · Ranked dataset
Tech workers
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal55%
. Membership-based credit union with digital application flow.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Firstmark Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans.
TermsReviewed materials showed 12 to 60 months.
RequirementsPromotional materials disclosed a minimum credit score of 610 for a promotional rate example; broader product still depends on credit approval and underwriting.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Five Star Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, tuition loans, and share-secured loans.
TermsThe reviewed page disclosed personal-loan terms up to 60 months and tuition loans up to 48 months.
RequirementsMembership and credit approval are required. Actual rates depend on applicant and co-applicant credit history.
AvailabilityFederal credit union serving eligible members.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
GECU
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans for general expenses and debt consolidation.
TermsNot disclosed in the reviewed snippet.
RequirementsCredit approval required; exact score and income thresholds were not disclosed in the reviewed snippet.
AvailabilityCredit-union lender; membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
GEICO Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and purpose-based personal loans such as travel or life-event loans.
TermsReviewed personal-loan pages showed 24 to 84 months.
RequirementsCredit approval required; exact score and income minimums were not disclosed in the reviewed snippet.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Georgia's Own Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesLifestyle loans, personal lines of credit, cash-now lines of credit, and secured loans.
TermsNot clearly standardized in the reviewed snippet.
RequirementsCredit approval and product-specific underwriting apply; exact score threshold not disclosed in the reviewed snippet.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Gesa Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, debt-consolidation loans, share-secured loans, and FastCash Plus loans.
TermsThe rates page disclosed personal-loan terms up to 72 months and FastCash Plus terms up to 36 months.
RequirementsMembership is required. The reviewed product copy says applicants should be ready with a Social Security number, photo ID, and opening deposit. FastCash Plus also requires at least 12 months of Gesa membership.
AvailabilityWashington-based membership credit union with online, phone, and branch application support.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Global Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Golden 1 Credit Union
Credit union · Direct lender · Ranked dataset
California members
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal51%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Great Lakes Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
GreenState Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and regional eligibility apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
GTE Financial
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Hanscom Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit.
TermsReviewed pages showed personal-loan terms up to 60 months.
RequirementsCredit approval required; exact score and income thresholds not disclosed.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Heritage Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, share-secured loans, certificate-secured loans, secured loans, and lines of credit.
TermsThe reviewed rates page showed signature-loan terms up to 48 months.
RequirementsMembership and credit approval are required. Restrictions apply and final cost can vary by applicant.
AvailabilityCredit union serving eligible local members.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Idaho Central Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Interra Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit.
TermsThe reviewed materials showed personal-loan terms from 1 to 72 months. Lines of credit revolve rather than using a fixed amortization term.
RequirementsMembership and credit approval are required. Final pricing still depends on underwriting.
AvailabilityIndiana-centered membership credit union with digital access and regional branch support.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Jefferson Financial Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans for debt consolidation, home improvement, emergencies, and other unsecured member borrowing needs.
TermsThe reviewed public marketing materials did not fully surface one fixed term table and borrowers should confirm the exact amortization in the live quote.
RequirementsMembership and credit approval are required. Final terms are borrower-specific.
AvailabilityLouisiana-based membership federal credit union with branch and digital access.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Keesler Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans.
TermsReviewed page emphasized flexible terms; detailed example was based on 36 months.
RequirementsActual rates and terms vary based on credit history and loan amount.
AvailabilityReviewed disclosures mention service in Mississippi, Louisiana, Alabama, and wherever members are eligible to join.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
KEMBA Financial Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesClosed-end fixed-rate personal loans.
TermsThe reviewed page disclosed repayment periods up to five years, with a maximum personal-loan term of 60 months.
RequirementsKEMBA membership is required before funding. Online loan applicants must be at least 18 and U.S. citizens according to the reviewed page.
AvailabilityCentral Ohio credit union serving members through branches and digital banking.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Kinecta Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit.
TermsThe reviewed rates page disclosed personal-loan terms from 12 to 84 months, with the maximum term dependent on loan amount.
RequirementsMembership and credit approval are required. The lowest rate shown included a 0.25% autopay discount from a Kinecta account.
AvailabilityMembership-based credit union with a Southern California identity and digital access for eligible borrowers.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Lake Michigan Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Lake Trust Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesUnsecured signature loans and personal lines of credit.
TermsThe reviewed rates page showed unsecured signature-loan terms up to 84 months for $500 minimum loans and up to 120 months for $7,500 minimum loans.
RequirementsMembership and credit approval are required. Rates depend on credit history, term, security, and amount borrowed.
AvailabilityMichigan credit union headquartered in Brighton, with member service through branches, phone, and digital banking.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Landmark Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and related member borrowing options.
TermsThe reviewed page clearly showed terms up to 60 months, with additional terms available by credit approval.
RequirementsMembership and credit approval are required. Final pricing still depends on underwriting.
AvailabilityRegional credit union serving Wisconsin and neighboring markets through member channels.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Logix Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans.
TermsReviewed page showed terms up to 84 months.
RequirementsMembership required and actual rate depends on creditworthiness and underwriting.
AvailabilityReviewed page says personal loans are available to Logix members in Arizona, California, District of Columbia, Massachusetts, Maryland, Maine, New Hampshire, Nevada, and Virginia.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Members 1st Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, debt-consolidation borrowing, and related member personal-loan solutions.
TermsThe reviewed materials showed up to 60 months for loans under $25,000 and up to 180 months for balances above $25,000.
RequirementsMembership is required, including a share account with a $5 opening deposit. The application process also calls for identification, Social Security number, and employer or income information.
AvailabilityPennsylvania-centered federal credit union with digital and branch application options.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
MIDFLORIDA Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, Florida footprint, and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Mission Fed Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, lines of credit, short-term loans, and share-secured loans.
TermsReviewed rate pages showed up to 36 or 48 months for fixed personal loans and six months for the short-term loan.
RequirementsMembership and account criteria apply; short-term-loan eligibility also requires direct deposit history and other conditions.
AvailabilitySan Diego credit-union footprint with membership and account criteria.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Mission Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, share-secured loans, and instant short-term loans.
TermsThe reviewed page disclosed fixed personal-loan terms up to 48 months in the visible rate table. The instant short-term example used six estimated monthly payments.
RequirementsMembership and account criteria are required. All loans are subject to credit approval.
AvailabilitySan Diego credit union with 30+ San Diego County branch locations referenced on the reviewed page.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Mountain America Credit Union
Credit union · Direct lender · Ranked dataset
Regional members
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal51%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
MSU Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, debt consolidation loans, relocation loans, holiday or tax-season loans, Green & White loans, Flex loans, and instant cash lines of credit.
TermsThe reviewed rates page showed signature-loan terms up to 180 months for some bands, debt consolidation up to 180 months, and Flex loans up to 6 months.
RequirementsMembership and credit approval are required. Final rates depend on credit score, loan term, and collateral where applicable.
AvailabilityMichigan-based federal credit union with public rates and member lending products.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
NASA Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Navy Federal Credit Union
Credit union · Direct lender · Ranked dataset
Military community
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal58%
. Membership-based lending for military community households.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership is limited to eligible military, veteran, and family-affiliated borrowers.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
NavyArmy Community Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Northwest Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, lines of credit, savings-secured loans, and certificate-secured loans.
TermsThe reviewed page disclosed personal-loan terms up to 84 months and savings-secured terms up to 120 months.
RequirementsMembership eligibility and opening a primary savings account are required. Credit history evaluation determines final rate.
AvailabilityFederal credit union with branch and member-service support; membership eligibility applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
NuMark Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Numerica Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, secured loans, certificate-secured loans, and shared-secured loans.
TermsThe fixed personal-loan example on the reviewed rates page used a 5-year loan. A complete public term grid was not disclosed in the crawl.
RequirementsMembership, credit approval, and other underwriting criteria are required. Rate discounts may depend on automatic payment or other Numerica relationships.
AvailabilityNorthwest credit union with public personal-loan and rates pages.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Nusenda Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, overdraft-protection lines, savings-secured loans, and small-dollar personal assistance loans.
TermsNot disclosed in the reviewed snippet.
RequirementsMembership required for funding; credit information is gathered after application.
AvailabilityCredit-union membership applies, with branch and online application channels.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
OneAZ Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and share-certificate secured loans.
TermsPersonal loans are disclosed up to 48 months.
RequirementsNo collateral is necessary for the standard personal loan. Credit approval applies, and the site promotes soft-credit prequalification.
AvailabilityArizona credit union with online, phone, and branch application options.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
OnPoint Community Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and Payday Advantage loans.
TermsRevolving credit-line terms were clearly described, while the full fixed personal-loan term grid should be confirmed in the live quote.
RequirementsMembership and credit approval are required. The reviewed public copy says a 0.25% APR discount can apply through OnPoint Rewards on qualifying fixed-rate personal loans.
AvailabilityRegional credit union serving Oregon and Southwest Washington borrowers through digital and branch access.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Orange County's Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, lines of credit, and secured loans.
TermsReviewed page says up to 60 months.
RequirementsCredit approval required. Both members and non-members are welcome to apply according to the reviewed page.
AvailabilityCalifornia credit-union lender with member and non-member application language on the reviewed product page.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Oregon State Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Patelco Credit Union
Credit union · Direct lender · Ranked dataset
California members
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Peak Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, regional fit, and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
PenAir Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit.
TermsReviewed pages showed personal-loan terms from 24 to 60 months and line-of-credit structure around 60 months.
RequirementsCredit history and term affect the final rate; credit-union approval required.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
PenFed Credit Union
Credit union · Direct lender · Ranked dataset
Excellent credit
2-7 days
Review available
APR range
Typical range$500 - $50,000
Min score700
Approval signal52%
. Membership-based national credit union lending.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Point Breeze Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, lines of credit, and share-secured loans.
TermsReviewed pages showed terms up to 8 years, while the detailed signature-loan table showed a 60-month maximum for the unsecured signature product.
RequirementsGood credit history is referenced for the signature loan; exact score threshold not disclosed.
AvailabilityMaryland credit-union footprint with membership and underwriting conditions.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Police and Fire Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, personal lines of credit, and pledge loans.
TermsThe reviewed page disclosed signature-loan terms up to 72 months, with the 72-month term requiring a $10,000 minimum loan.
RequirementsMembership and credit approval are required. Rate depends on credit score at application and may include a 0.50% automatic-payment discount.
AvailabilityCredit union headquartered in Philadelphia with membership eligibility rules.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Premier America Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and specialized easy-cash loans for existing members.
TermsReviewed personal-loan page says repayment periods from 6 months to 5 years.
RequirementsMembership required. Easy Cash is limited to existing members who meet specific eligibility requirements.
AvailabilityCalifornia and Texas credit-union footprint.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Premier Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans.
TermsReviewed page says terms up to 48 months.
RequirementsCredit approval required; exact score and income thresholds not disclosed.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
PSECU
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
R.I.A. Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans.
TermsReviewed rate table showed up to 48 months.
RequirementsCredit approval required; exact score and income thresholds not disclosed. Membership is required to finalize the loan but not to apply according to the reviewed FAQ.
AvailabilityCredit-union membership required to finalize approved loans.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Randolph-Brooks Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Redstone Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, secured loans, and personal lines of credit.
TermsSignature-loan term was not clearly standardized in the reviewed snippet.
RequirementsMembership required; APRs determined by creditworthiness.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Redwood Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Robins Financial Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, savings-secured loans, lines of credit, and credit-builder loans.
TermsThe reviewed signature-loans rate page showed 36-month and 48-month examples.
RequirementsMembership and credit approval are required. Rates vary by creditworthiness, collateral, term, and loan-to-value where applicable.
AvailabilityGeorgia-based credit union with member lending products and public rate pages.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Rockland Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal unsecured loans, share-certificate loans, share-savings loans, and overdraft line of credit.
TermsReviewed page showed terms up to 84 months.
RequirementsReviewed page suggests solid credit score and member-in-good-standing status for the unsecured product.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Royal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal line of credit and related member borrowing products.
TermsThe product is a revolving line of credit rather than a fixed-term installment loan.
RequirementsMembership and credit approval are required. The line is unsecured and no collateral is needed according to the reviewed page.
AvailabilityRegional credit union serving Wisconsin and Minnesota members through branches, phone, and online channels.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
SAFE Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
San Diego County Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, share-secured loans, certificate-secured loans, and Class Cash teacher loans.
TermsThe reviewed rates PDF showed signature loans up to 60 months and share-secured loans up to 60 months. Class Cash uses 10 monthly payments.
RequirementsMembership and credit approval are required. Membership is open to people living or working throughout Southern California counties listed on the reviewed SDCCU page.
AvailabilitySouthern California credit union with 39 branch locations and broad local membership pathways.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
SchoolsFirst Federal Credit Union
Credit union · Direct lender · Ranked dataset
Education community
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal49%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
SECU Maryland
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPreferred lines of credit, unsecured signature loans, deposit-secured loans, and assistive-technology loans.
TermsNot disclosed in the reviewed snippet.
RequirementsMembership and credit approval required; exact thresholds not disclosed in the reviewed snippet.
AvailabilityMaryland credit-union footprint.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Security Service Federal Credit Union
Credit union · Direct lender · Ranked dataset
Regional members
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal51%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Securityplus Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, lines of credit, share-secured loans, and quick-cash loans.
TermsReviewed signature-loan page says up to 60 months. Quick Cash is six months.
RequirementsGood standing and a solid credit score are referenced for signature loans; Quick Cash requires pay stubs and charges an application fee.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
SELCO Community Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Service Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Sharonview Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesAll Purpose Loan and Personal Access Line of Credit.
TermsNot disclosed as a complete public term grid on the reviewed page.
RequirementsMembership and credit approval are required. The page states rates vary by creditworthiness and qualifications.
AvailabilityCredit union serving North Carolina, South Carolina, and beyond, with 15 branches and a member experience center referenced publicly.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Signature Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, Express Money lines of credit, overdraft lines of credit, share-secured loans, and Fast Cash loans.
TermsThe reviewed page showed personal-loan repayment terms up to 84 months and share-secured loans up to 144 months.
RequirementsMembership eligibility is required. The rates page states actual APR is determined by application and credit information.
AvailabilityFederal credit union serving members nationwide, according to the reviewed official materials.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Skyla Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and signature lines of credit.
TermsReviewed page showed 0 to 60 months for the personal loan and no term limit for the line of credit.
RequirementsQualified borrowers receive the best shown rate; exact score threshold not disclosed.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Sound Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, green personal loans, share-secured loans, and certificate-secured loans.
TermsThe reviewed page showed fixed personal loan terms from 0 to 72 months. Lines of credit are open-ended.
RequirementsMembership and credit approval are required. The reviewed disclosures mention income, debt ratio, employment, credit history, and possible income verification.
AvailabilityWashington credit union; the reviewed page says anyone who lives or works in Washington can join.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Space Coast Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Stanford Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Starr County Teachers Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, share-secured loans, CD-secured loans, and auto loans.
TermsThe reviewed page showed personal-loan terms as long as 60 months.
RequirementsMembership eligibility and usual credit granting criteria apply. Final rate is based on credit score, term, and amount for applicable loan types.
AvailabilityLocal teacher-focused federal credit union serving eligible members.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
State Department Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, share-secured loans, and MoneyLine personal lines of credit.
TermsPersonal-loan examples were published through 60 months. MoneyLine is revolving rather than fixed-term.
RequirementsMembership is required. The reviewed rate examples included a 0.25% direct-deposit or autopay discount assumption with at least $200 in monthly direct deposit.
AvailabilityMembership-based federal credit union with nationwide eligibility pathways for qualifying groups and applicants.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
State Employees' Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Summit Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and overdraft-oriented revolving products.
TermsReviewed page showed 24 to 60 months for the personal loan.
RequirementsCredit approval required; exact score and income thresholds not disclosed.
AvailabilityMembership-based credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Suncoast Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Sunmark Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and lines of credit.
TermsNot disclosed on the reviewed snippet.
RequirementsDiscounts may apply for automatic payments and direct deposit; exact minimum score and income thresholds not disclosed.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Tech CU
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesFixed personal loans and personal lines of credit.
TermsThe reviewed materials showed fixed personal-loan terms up to 84 months. Credit lines revolve rather than using a fixed payoff term.
RequirementsMembership and credit approval are required. The line-of-credit rate is variable and tied to current market conditions.
AvailabilitySilicon Valley-rooted membership credit union with digital access and a technology-worker brand identity.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Texas Bay Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, starter loans, share-secured loans, CD-secured loans, and miscellaneous equipment loans.
TermsThe reviewed personal-loan page referenced terms from 6 to 72 months; the loan-rates page referenced up to 84 months for the personal-loan rate line.
RequirementsMembership eligibility and credit approval are required. Relationship product discounts may reduce the personal loan rate up to 0.70% on qualifying loans.
AvailabilityHouston-area Texas credit union with public personal-loan and loan-rate pages.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Texas Trust Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and related unsecured member borrowing.
TermsThe reviewed page showed a maximum term of 60 months.
RequirementsMembership and credit approval are required. Same-day approval messaging should not be treated as guaranteed funding for every borrower.
AvailabilityTexas-based membership credit union with branch and online access.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
The Summit Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, consolidation loans, and share-secured loans.
TermsReviewed page and rate sheet showed terms including 24 and 48 months on the visible examples.
RequirementsMust be 18 years of age or older to apply; credit approval required.
AvailabilityMembership-based federal credit union.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Tinker Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesUnsecured personal loans and savings-secured borrowing options.
TermsThe reviewed materials showed terms up to 60 months.
RequirementsMembership and credit approval are required. Final rate and term depend on the approved amount and profile.
AvailabilityOklahoma-based membership credit union with digital and branch support.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Tower Federal Credit Union
Credit union · Direct lender · Ranked dataset
Prime members
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal50%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Truliant Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and lines of credit.
TermsNot disclosed in the reviewed snippet for the main product page.
RequirementsPre-qualification is advertised without a hard credit hit; final approval and rate remain credit-dependent.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
TruStone Financial Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit for qualified members.
TermsThe public marketing page did not clearly surface a fixed term matrix in the reviewed crawl.
RequirementsMembership and credit approval are required. Final pricing and product structure depend on borrower profile.
AvailabilityMinnesota and Wisconsin membership credit union with branch and digital servicing.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
TruWest Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal credit lines, overdraft-style usage, and broader personal-loan options surfaced through the credit union loan hub.
TermsThe reviewed credit line page emphasizes flexible terms rather than a fixed installment term table.
RequirementsMembership is required if approved, with a minimum $5 deposit. The credit union says Social Security or investment income may also qualify in some cases.
AvailabilityMembership-based credit union with Arizona-centered operations and phone or online application support.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
TTCU Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and Oklahoma-focused access apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
UNIFY Financial Credit Union
Credit union · Direct lender · Ranked dataset
Member borrowers
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score680
Approval signal50%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
United Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and secured member borrowing options.
TermsThe reviewed unsecured-loan materials showed terms up to 60 months.
RequirementsMembership and credit approval are required. Final rate and amount still depend on underwriting.
AvailabilityMembership-based federal credit union with multi-state branch presence and digital application access.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
University Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Veridian Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership and underwriting apply.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Vibe Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and savings-secured borrowing.
TermsPersonal-loan and line term details should be confirmed through the live quote and current disclosures.
RequirementsMembership and credit approval are required. The reviewed public copy highlighted a preapproval path before full application.
AvailabilityMichigan-based membership credit union with online and branch servicing.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Virginia Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans, personal lines of credit, and share-secured personal loans.
TermsThe reviewed headline-rate example references a 48-month term; broader term menus should be confirmed in the live quote.
RequirementsCredit approval required. The site highlights quick approval and same-day funding in some cases.
AvailabilityVirginia credit union with digital servicing, automatic deductions, and member support.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Visions Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, any-purpose signature loans, and Readi-Reserve lines of credit.
TermsReviewed rates showed 60 months for the signature loan and up to 120 months for the Any Purpose Signature Loan.
RequirementsMembership requires a $1 minimum deposit. Rates depend on creditworthiness and relationship conditions such as automatic payment.
AvailabilityMembership-based credit union with a multi-state footprint.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
VyStar Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityAvailability depends on membership, geography, and underwriting.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
WESTconsin Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and personal lines of credit.
TermsReviewed page promotes flexible repayment terms, but the exact cap was not preserved in the snippet.
RequirementsGood credit history helps qualify; exact score threshold not disclosed.
AvailabilityServes members in Wisconsin and in Minnesota according to the reviewed line-of-credit page.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Westerra Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Wings Financial Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesPersonal loans and lines of credit.
TermsReviewed pages showed 36-, 48-, 60-, 72-, and 84-month terms for personal loans.
RequirementsMembership requires a $5 share account; final rate depends on credit history and other factors.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Workers Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Website
Not disclosed
Loan typesNot disclosed
TermsNot disclosed
RequirementsNot disclosed
AvailabilityMembership, region, and underwriting all affect availability.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Wright-Patt Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesSignature loans, QCash loans, ReadyLine line of credit, and StretchPay loans.
TermsThe reviewed rates page showed signature loans up to 60 months and QCash up to 24 months.
RequirementsMembership and credit approval are required. QCash is described as available only to WPCU members through online or mobile banking.
AvailabilityOhio-focused credit union serving Columbus, Cincinnati, Dayton, and surrounding member communities.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed
Y-12 Federal Credit Union
Credit union · Direct lender · Modeled estimate
Members with stronger credit profiles
1-7 days
Review available
APR range
Typical range$500 - $50,000
Min score690
Approval signal54%
. Membership may be required before funding.
Public lender facts
Loan typesUltra Loans and Signature Loans.
TermsReviewed page showed 60 to 72 months for the Ultra Loan and up to 48 months for the Signature Loan.
RequirementsSubject to credit approval. No collateral required.
AvailabilityCredit-union membership applies.
FoundedNot disclosed
HQNot disclosed
PhoneNot disclosed